If you’ve ever gotten a gift card to a store you don’t usually shop at, you know that it can be a challenge to figure out what to do. Should you buy something, even if you don’t want it? Or should you hang onto the card and give to someone else as a present? Does […]
How to Be Frugal and Still Enjoy Life
How to Be Frugal and Really Enjoy Life Frugalism – you can’t just strike up a conversation about it with your work colleagues. It’s just not cool. We are not in Victorian England where being thrifty was the done thing. Nowadays, who wants to talk about eating simple meals at home, saving large percentages of […]
How to Come up with a Retirement Plan that Works
Nobody really likes retirement planning: it’s a source of stress and anxiety, as well as the main reason financial planners never really run out of business. Today’s economic climate is not exactly conducive for saving, so a lot of people worry that they’re not going to be able to balance the kind of life they […]
How To Think About Properly Servicing/Repairing A Vehicle
This is coming at you from a (former) industry insider. I worked in the auto industry for approximately nine years. Over that time frame, I worked at a variety of car dealerships. One thing I’ve realized is that they pretty much more or less all work the same, which, I believe, gives me some insight. […]
10 Reasons To Go Car-Free
I’ve returned to the car-free (and carefree) lifestyle! Recently, the right buyers came along for my Toyota Corolla and took it off my hands. It was really great because the couple that bought the car struck up a conversation with me about frugality, financial independence, and traveling after finding out that I write about this […]
Cómo Formular un Plan de Jubilación que Funcione
A nadie le gusta planear su jubilación, es una Fuente de estrés, ansiedad y la principal razón que planeadores financieros nunca se queden sin trabajo. El clima económico actual, no es exactamente conductor para el ahorro, así que un montón de gente se preocupa que no van a poder ser capaces de balancear el tipo […]
What I’ve Learned About Happiness From Diego
Diego is my buddy. He’s my muse, my writing partner, and my confidant. He’s also my dog. I guess it’s good to have a confidant that can’t talk! We’ve had him for a few years now and he’s really grown on me in a big way. I guess I used to be a bit indifferent […]
Marrying Budgets When You Marry?
I’ve been tracking every single penny that I earn and spend since 2010 and I’ve been doing so publicly since this blog went live in March 2011. I do this because I believe that it’s imperative to know exactly where all of your money comes from and where it’s going if you have any hope to […]
Using Extreme Frugality In The Beginning To Get Things Rolling
Life is a journey. An ever-changing one, at that. As such, it would be unrealistic to expect that one would maintain the same lifestyle or same ideas about life from childhood to death. We grow. We learn. We change. We hope to become better versions of ourselves as we age. At least, that’s what I’m really […]
Are You Just Treading Water?
As much as some would have you believe otherwise, you are in control of your own destiny. I was guilty of not believing this myself, treading the financial waters of my life for years and living paycheck to paycheck. But just treading water means you’re one leg cramp away from drowning. And if you like to […]
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