She Said Yes!

ringClaudia and I met a little over five years ago. I moved away from Michigan back in 2009 for a fresh start and some new opportunities. The economy at the time was absolutely terrible, and it was particularlyย scary doing what I was doing where I was doing it. I was working in the auto industry just outside Metro Detroit. I couldn’t have written it better had I tried.

So I was firedย from the car dealership I was working at at the time. I found out later that the service manager that let me go was ousted himself not long thereafter. It was just a tough industry in a tough place at a tough time.

But I was already looking south anyway. Florida beckoned to me. It offered a better economy and a healthier auto industry.

More importantly, my brain was giving birth toย new ideas. A new life seemed to be out there waiting for me to find it. I felt there was simply more to life than the rat race. I was still trapped inside Plato’s cave, but the chains of bondage were starting to become noticeably heavy. It was time to lighten the load.

A Fresh Start

Florida offered a new beginning. No state income taxes meant I could keep more of what I made. The beaches offered free entertainment. And the warm weather meant it would be easier to limit indoor climate control (we keep our apartment at 77 degrees in the summer and rarely run heat during the winter). I also had an idea that it might be possible to live without a car down here, and it’s a lot easier to stand at a bus stopย when it’s 80 degrees outside rather than 20.

I found a room in Clearwater for rent advertised on Craigslist. I called the number listed while still living in Michigan. Luckily, the homeowner was originally from Michigan as well. So we clicked right away and he was okay with me driving straightย from Michigan to Florida with all my stuff (what little I owned) in tow and then moving in on the spot. Well, as long as I had a check for rent and deposit with that stuff.

I lived in this small room for two months before moving on to Sarasota, which is really where I wanted to be anyway. I found an apartment complex that was in all honestyย still too expensive for my transitioning lifestyle, but I’m glad I made the mistake of moving there. On my very second day of living there I spent some time down at the pool where I met a woman that was substantially older than me, but was also incredibly sweet.

Just What I Needed

I hadn’t dated seriously inย more than three years at this time. The last two relationships directly before Claudia were utter disasters full of way too much drama. So I decided to take a break from dating so as to improve my character judgement skills while also avoiding the headaches.

But I suppose just like Florida was a fresh start economically and psychologically, Claudia was a fresh start emotionally and physically. She was seventeen years older than me, and hence much more mature than the other women I had previously dated. There was no pretension, just a woman who was genuine, honest, and sweet.

We started dating not long after our meeting down at the pool, and how cheap and convenient it was that we lived in the same apartment complex. I could just walk right over to her apartment and see her. We were off to a rather frugal start!

The Witness

It’s interesting how Claudia has been with me since the beginning, so she’s witnessed the full transition. She knew me before I really figured everything out. I had all these ideas in my head, but I wasn’t sure how to execute everything. We would visit Sarasota’s main library branch downtown together where I would check out books like “Your Money or Your Life”. Things were changing slowly but surely.

But Claudia knew me and loved me when I was still broke. In fact, I was less than broke when we first met. I was worth a negative amount of money, but she didn’t care. She only wanted my time, not my money. But it was then that I realized that if we wanted to spend more time together I’d have to figure out a way to work less.

So I had plenty of motivation pushing me toward this journey. My job was incredibly stressful and sucked up most of my waking hours, which provided this huge catalyst for me to try and get away from it. And now I had this sweet person in my life who wanted to spend time I didn’t have. My ideas were becoming more powerful, andย I was gaining confidence not only in the validity of these ideas, but also in my ability to correctly execute them. So in early 2010 I put my first real capital to work. I haven’t looked back since.

A Supportive And Like-Minded Partner

I’m lucky. I’ve taken Claudia for granted in the past, most notably when I tried to strong-armย her into following me back up to Michigan. But through it all she’s been incredibly supportive of what I’ve been doing and what I’ve slowly become.ย Claudia doesn’t necessarily share my convictions in regards to investing for financial independence, but she does share my frugal tendencies.

She takes the bus to work. She packs sandwiches for lunch. She’s a loyal and aggressive user of coupons and sales. She paints artwork for the apartment so we can decorate our walls for nearly free. And like me, she doesn’t need to spend money to have fun. She loves cooking, so staying home and eating a good meal she cooked provides more value to her than eating out at a restaurant (although, she does enjoy the occasional night off). And neither of us are the type to hit the town on the weekends. I’m naturally a bit introverted and I don’t drink, while she enjoys a simple glass of wine on the couch. Perhaps most importantly, neither of us sees our home as a status symbol. We both agree that a roof over ourย heads is utilitarian by nature, and thus frees us from the desire to keep up with the Joneses by occupying a space far bigger or more expensive than we really need. Our $925 two-bedroom, 1,000-square-foot apartment that is about non-fancy as it gets (no granite, old appliances, stained carpeting)ย suits the two of us and her son just fine.

The Greatest Investment

I’ve made a lot of great investments in my time, and each and every one of these investments has paid substantial dividends. Investments in companies like General Dynamics Corporation (GD), Harris Corporation (HRS), Phillips 66 (PSX), and Southside Bancshares Inc. (SBSI) have all just about doubled my cost basis or better, while paying out substantial dividends in the interim.

But I have made what I feel is the greatestย investment thus far.

Yesterday, Claudia and I commemoratedย the fifth anniversary of our very first date back on October 25, 2009. There have been some ups and downs over the course of five years, but certainly by far more ups than downs. I surprised her by scheduling a trip to the localย Marie Selby Botanical Gardens, which is somewhere Claudia has always wanted to go but I alwaysย avoided due to my opinion that $19 per person was way too much money to look at plants. And it’s not because I’m cheap or dislike plants, but because I know I can compound that same $38 many times over, thus creating a nice source of dividend income all by itself.

However, it was a special occasion. And Claudia is a huge nature lover – we have many plants that occupy most of our apartment’s balcony space.

Soย I took the opportunity next to a beautiful Koi pond that was fed by a rather large waterfall to ask Claudia to marry me.

And she said yes!

We’re both very, very excited about this new beginning. And I know this investment will pay far more dividends than the entirety of my portfolio. While I’m fairly confident thatย The Coca-Cola Company (KO) will pay out cash dividends for the next 20 years and beyond, I’m even more confident that this marriage will pay substantial figurative dividends for the rest of our lives.

The Sacrifice

This proposal comes even though I’m not a big fan of the idea of marriage. I’ve always thought it was an outdated business model. I can see the usefulness and relevancy of marriage in the context of religion, or a few hundred years ago when there was a need to combine assets and survive.

But I looked at marriage from a pragmatic point of view, for better or worse. And to me it seemed like a way to simply involve the legal system in my relationship, which is something I didn’t desire. And the thought of marriage indicating any type of permanency seemed to be way out of line if the divorce rates of ~50% or so here in the US were any indication.

So when Claudia and I first met I was open about two things: I didn’t have a desire to have children and I didn’t want to get married. We were on the same page. And we’ve been blissfully on that same page for the most part of our five years together.

But my recent sojournย in Michigan, however, caused Claudia to question that original thesis. And I can’t say I blame her. Would marriage have caused me to alter that plan? Probably so.

I realized that marriage isn’t about me at all. It’s about her. And although she was willing to subdueย her desire to be more than “boyfriend and girlfriend” (I’ve always called her my partner), I also knew that deep down inside she always wanted to be husband and wife. And if I loved her as much as I tell her I do, could I not give her that gift? Could I not make the sacrifice?

I guess I decided that she was worth far more than that sacrifice. She was worth me going back on a promise I made to myself way back in high school that “I would never, ever, ever, ever, ever get married.”

I’ve given her security, peace of mind, and, to me, the ultimate sacrifice. But she’s worth all of it.

Conclusion

So our plan is to get married in April, just before her 50th birthday. And we’ll do it in our usual frugal way: We’re going to schedule a trip down to the local courthouse and for less than $100 we’ll be declared husband and wife. No expensive ceremony here, which is something we both agree on wholeheartedly.

And we are planning on something truly wonderful and unique. Nothing concrete yet, but we intend onย traveling to Omaha, Nebraska for our “honeymoon” next May to attendย the annual Berkshire Hathaway Inc. (BRK.B) shareholders’ meeting! I’m super excited. And before anyone starts rolling their eyes at me, this was actually Claudia’s idea for the most part. I’ve been dropping hints that I might want to go to the meeting in 2015ย to fulfill a dream, and it just so happens the dateย works out to be just after our ceremony. We kind of mutually thought it might be great to combine everything all at once. We’re going to celebrate Claudia’s birthday, our honeymoon, my birthday, Cinco de Mayo, Memorial Day and (insert holiday here) all at once! Besides, we both agree that it’s not where we go, but who we’re with. Being together is what matters most. So Claudia is being extremelyย sweet and generous here with this suggestion.

And since I list all expenses here on the blog, it would be remiss of me to not discuss the ring itself. I purchased it specificallyย since it’s designed to look very similar to Duchess Catherine’s engagement ringย – Claudia is an admirer of the royal family, and the ring. It’s an oval blue sapphire surrounded by diamonds. Claudia had no part in picking it out, and it was a complete surprise for her. But she absolutely loves it, if her texts to everyone she knows with a picture of the ring attached is anyย evidence. Anyway, the ring cost me $1,487. I’m going to amortize the cost of the ring out at $200 per month until it’s completely accounted for. This new temporary expense almost assuredly means I won’t meet my 50% savings goal for the year, but if anything could possibly be worth missing that goal it’s this.

We are now forging ahead as more than just domestic partners, and it’s very exciting. She has made a lot of what I’ve done possible and she’s been there to encourage me the entire time. She’s watched me blossom into the man I am today. I hope to share a bit more about Claudia at some point in the near future relating to her story, what it’s like to deal with someone like me, and what her financial plans are and how those plans relate to me and what I’m doing.

A new beginning, indeed.

Full Disclosure: Long GD, HRS, PSX, SBSI, KO, and Love.

What are your thoughts on marriage? A combination of bliss and hard work?ย 

Thanks for reading.

Photo Credit: Moi

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328 Comments

  1. Congrats! Wowsers. Remember….keep wedding costs low or your motto will be “Retire by 50.” Haha. J/k. Great work man.

  2. So Very Very Happy for you both. Your blog is wonderful to follow. Love the personal details as well as the guidance on your investments. Still working my way back through your past posts. Hope lots of young people follow your blog an become inspired.

  3. Jason,

    Congratulations to you and Claudia… that is just awesome!

    You are very right, finding an appropriate partner in life is a far better investment than any stock or portfolio.

    How old is Claudia’s son, and how close are you to him?

    May this be another great milestone in your on-going relationship… I met my wife just over 10 years ago, we got married 7.5 years ago and had our first child just under 1.5 years ago.

    Best wishes,

    Mike

  4. WOW!!! Big congratulations to you and Claudia! And a Berkshire Hathaway shareholders’ meeting for your honeymoon! – Jason, I couldn’t think of a more appropriate honeymoon for you!

    On a side note, I love the nail polish!

  5. Congratulations to you and Claudia!

    Nothing beats finding and marrying the right person. Having a partner, sharing your life, and working towards a shared vision is the best way to go through life.

    Roger H

  6. Congratulations!! That is an absolutely gorgeous ring. So beautiful of you to recognize that marriage isn’t about what it can do for you, but rather what you can give to the other person. Very happy for you both! ๐Ÿ™‚

  7. Congrats Jason! That is big news indeed. I hope the two of you the best. I am married and can vouch for the awesomeness of it all.

    —-“She knew me before I really figured everything out.”

    I had to chuckle a bit on the above. I would suggest that you don’t really have EVERYTHING figured out just yet DM. No doubt your story is a great inspiration and you certainly know a great deal more than you did in 2010, but you will continue to change, transform, improve your total understanding of life and its purpose as you move along in life. Just as your mind has changed with regards to marriage, so it will with other things that have yet to be revealed.

    Congrats again, Mike

  8. Congrats! That statistic is garbage, and I mean that because people don’t fight for the ones they love anymore, they take the other person for granted and next thing you know one of them starts developing feelings for another and it turns into a nasty divorce.

    But those that work for each other, and do whatever is necessary to fix a problem at hand, are still together. They truly understand the meaning of marriage, not “what’s her’s is her’s, and what’s mine is her’s”, or the 50/50 routine. They recognize each others strengths and weaknesses, so one day it might be 83/17 and the next day it’s 28/72, if that makes any sense.

    But anyways enough rambling, CONGRATS again!

  9. That is so cool…… congratulations! My husband and I have been together 26 years and married 22 of those. Marriage, for us, is a commitment to stay together through the ups and downs, the times we love each other and the times we want to kill each other. Without that promise to each other we would probably have split up many arguments ago and we would have missed all the wonderful inbetweens and the great life we’ve built together. I really think that almost any couple can make it together, you just have to work at it just like anything else. You don’t have a nice house without doing maintenance and you don’t have a lasting marriage without paying attention and working on the rough spots. But it’s worth it 100%.

  10. kingkang,

    I think our planned wedding costs of $100 should just about do it. There might be a dinner in there or something, but I doubt we’ll spend over $200 on the whole thing. ๐Ÿ™‚

    Appreciate the congrats very much!

    Cheers.

  11. Henry,

    I’m very lucky in many ways. She’s been a great partner. To suggest the BRK meeting as our “honeymoon” just goes to show I have an amazing lady in my life. ๐Ÿ™‚

    Cheers!

  12. Penny,

    Thank you so much. I’m so appreciative of you readers and the community that’s been built up here over the years. We all learn from each other.

    I hope you find some value in some of the older posts. Don’t judge me too harshly on some of real old stuff. I was still honing my craft back then. ๐Ÿ™‚

    Best wishes.

  13. Mike,

    Absolutely. A great partner is by far the best investment one can make. I know for sure that it would have been a tough slog without Claudia to support and encourage me over the last five years.

    Claudia’s son is 14. We’re not particularly close, although he’s not really close to anyone. It’s really tough because he suffers from Asperger Syndrome, which makes it difficult for him to relate to people. His communication abilities are hampered somewhat. Claudia’s been wonderful with him and she does all she can to help him get friends, but I’ve had a hard time really interacting more than at a superficial level. I’ve tried many times in the past, but it has really gone nowhere. Perhaps we’re both limited somewhat, as it’s possible I naturally lack paternal tendencies somewhat.

    Congrats on all of your success as well. Sounds like you have a very happy family over there. Cheers to that!!! ๐Ÿ™‚

    Take care.

  14. Seraph,

    Haha. The nail polish is funny. I presented the ring and Claudia just started crying and laughing. Crying out of happiness, but laughing because of how “in tune” we are sometimes. She had no idea about the ring (I hid it EXTREMELY well) or proposal, yet she painted her nails a similar color to the sapphire. Very funny.

    Appreciate the warm congrats. I’m excited to possibly attend the BRK meeting next year. A dream come true!

    Hope all is well over there. Thanks for stopping by. ๐Ÿ™‚

    Take care!

  15. Roger H,

    Couldn’t agree more, my friend. Great wisdom in those words. I’ve taken Claudia for granted from time to time, but no more. I think she’d agree in me saying I’ve been mostly a wonderful partner and a great friend, but I plan to improve even more so moving forward.

    Thanks for dropping by!

    I hope life is going just as well for you as it is for me. ๐Ÿ™‚

    Cheers.

  16. Camille,

    Thanks! I may be frugal, but I’d like to think I have good taste. ๐Ÿ™‚

    I agree with you. It’s not about me; it’s about her. She’s given me much, so I feel wonderful about being able to give this to her.

    Appreciate you stopping by!

    Best wishes.

  17. Mike,

    Thanks so much. Although I’ve never personally been a fan of marriage, I realize that this is something that really desires. And I feel great about giving her that security.

    I hear you on that. I wasn’t inferring that I had “life” all figured out. Rather, that was only in reference to putting the pieces together in regards to saving, investing, and being able to march toward financial independence. And that’s something that, ego aside, I’d like to think I have figured out for the most part. Of course, there are nuances and other things that I pick up as I go. I’m still learning as I go. But the pieces are largely in place now, and it’s mostly just continuing to march toward an eventuality.

    Thanks for the warm congrats. I’m glad that marriage is working out so awesomely for you. ๐Ÿ™‚

    Cheers!

  18. sjlarowe,

    Interesting points there. Perhaps that adds to what I was saying about marriage being a bit outdated nowadays. I say that only because marriage, at its core, is nothing more than a certificate. A piece of paper. Not what it represents, but literally. Ultimately, what matters is your feelings about one another. And if you truly love each other and are in it together forever then the statistics matter not.

    Thanks for stopping by and adding that. ๐Ÿ™‚

    Best regards.

  19. OzarkLady,

    That’s a great story there. Congrats on your success together. ๐Ÿ™‚

    I agree with you. There’s a lot of hard work at the heart of any long-term relationship, but that work provides a lot of rewards. We could have easily threw in the towel after the whole Michigan incident, but we stayed strong right through it all. I’m sure Claudia wanted to pop me upside the head when I came back!

    Thanks for sharing. I believe success is where hard work and luck intersect, and that’s true with both life and relationships.

    Best wishes!

  20. Congrats on the engagement. This is the first time I learned of you getting fired in 2009 when living in Michigan. The firing is an actual blessing in more ways then one. You started a new life, met a woman that is now going to be your wife, found your passion in writing and getting paid for your passion.

  21. Marriage is great. I am with Mrs. DivHut going on 6 years of marriage having been with her in total for 16 years! We met in 1998 as I was launching my first business venture online. Like you, she knew me when I had $0 to my name still living with my parents. It was never about the money or anything material for her. Like you, “She only wanted my time, not my money.” As I mentioned to you in another comment mental, physical and financial attraction is all important. You must be on the same page with your significant other financially or there will be trouble down the road. Congrats on your engagement. Pretty ring. Enjoy this time. Enjoy the wedding. Enjoy the honeymoon. Enjoy each other.

  22. Jason,
    Congratulations! ๐Ÿ™‚ I am so happy for you and Claudia! Wishing you both all the happiness in the world, you truly deserve it! Wonderful, wonderful news!
    Sincerely,
    Ian

  23. Congratulations Jason! I also have my reservations against marriage but I also can see myself making that sacrifice for the right person. Seems you are very happy and in a good place in life right now. Best wishes to you and your fiancรฉ.

  24. I’m a long time reader but first time poster. First, congrats! Your note about going out to Omaha for the BRK annual meeting inspired me to post. My wife and I got married in 2012 and her wedding gift to me was a trip to the 2013 meeting. You will have such a great time!

  25. Congrats, man! What a great ending to the rollercoaster your relationship has been the past few months! So happy for you!

    Here’s to many years for you both,
    NMW

  26. CONGRATULATIONS!!!

    I couldn’t be more happy for you my friend. I have thoroughly enjoyed following your Blog over the last 8 months. You’ve been through a lot this year and this really caps it off nicely.

    Best investment of the year! ๐Ÿ™‚

    All the very best
    Huw

  27. Congratulations! I’d like to see you write in detail about how this will effect your journey to early retirement and living off of passive income. Will you have to increase your financial targets and adjust your time frame?

  28. Huge congratulations Jason!

    Watch out for ‘Wedding Creep’. Our wedding started off being planned as a low key bbq and somehow we ended up with the works! That said I wouldn’t have changed a thing.

    I wish you both all the happiness in the world.

    UTMT

  29. Hey,

    Congratulations from Germany! That was a surprise for probably most of your readers as well! What a story…

    Wish you and Claudia the best!

    Regards,
    Ralf

    P.s.: As it is much more expansive for me to join the Berkshire Annual Shareholder Meeting (and therefore not planned so far) it would be great if you could give your readers an extensive summary of what you will see and hear there.

  30. Many, many congratulations! I am so happy for you! The ring is truly gorgeous! And, I do agree that marriage is a combination of bliss and hard work (and worth every penny)!

  31. Congratulations Jason,
    I am wishing you and your new family the best of luck. This was a very nicely written article about how you two met. Thanks for sharing the beginning of a wonderful journey.

  32. Jason –

    Congrats man! My Wife and I just rolled past 24 years together. Great times for sure.

    My best wishes to you all for a great life together!

    See you in Omaha….

    Ray

  33. Jason,

    I usually refrain from commenting when there’s already so many comments, but I have to make an exception for this very special occasion!

    Congratulations to you and Claudia ๐Ÿ™‚

    Best wishes,
    DfS

  34. Hi Jason

    Greetings from SG.

    KO and PM are great investments but this moments beats them handsdown. This will stay alive even when the world ends. Congrats!!!

  35. Congrats to both you and Claudia. Heres to new beginnings and wish you both a great journey together.

    Best wishes
    R2R

  36. Hopefully you & Claudia can get a picture with Warren at the shareholders meeting. May not be many more opportunities, considering his age, but that would be quite the keepsake.

  37. What a lovely story, congratulations to you both! The ring is beautifful and I love how your honeymoon will include the Berkshire Hathaway shareholders meeting – briliant!

    You’re marrying for all the right reasons and I agree that a big wedding is not necessary – only celebrities should do that kind of stuff!

  38. Congratulations Jason! I wish you and Claudia many years of happiness and love! Simply the culmination of the year’s life lessons. At the end of the day, you wouldn’t have likely gotten to this place or appreciated one another in quite the same way if you hadn’t made some of the choices you made earlier in the year.

    And I couldn’t think of a more ideal place to honeymoon/vacation either! One day over the next couple of years I shall venture out there as well. Be sure to connect with some of the other bloggers that go each year (the 1500s are one).

  39. Dude! Congrats to you both! I wish you both all the best in the coming years. And at the risk of sounding a bit of a downer, don’t forget to get a prenup and such.

  40. Congratulations!

    Sadly, regardless of what you do, the legal system is involved in your relationships. There are things you are legally not allowed to do with people to whom you are not married, for example. In your case, you will probably see mostly improvements.

  41. Congratulations! That is exciting news! Personally, I don’t plan to ever get married or have children, but people have been known to change their minds before..who knows what life will bring. I love the honeymoon idea!

  42. Speaking of new beginnings are you excited that Florida S. may become the 51st state? Maybe you will both have ALOT to celebrate for.

  43. It’s been awhile since I posted a comment but, for this occasion, I must say Congratulations and Good Luck to both of you. I still check in every so often and it seems like your life has been a bit of a roller coaster ride lately (ups and downs and big changes) but it also seems like you’ve been rolling with it so great for you and her.

    BTW, I’ve been really impressed with the amount of money you’ve been earning with writing. Good job.

    Also BTW, shake Buffet’s hand for me. Will ya? Thx.

  44. Congratulations! I wish you love, health and many beautiful days together. Being two together in this (sometimes hard) life is a wonderful thing.

  45. Congratulations! Can’t wait to meet you in person at the Berkshire meeting. Remind me to introduce to Mr. Buffett and Mr. Munger. ๐Ÿ™‚ In any case, first round is on me!

    Instead of having your honeymoon there, you should get married there! I know, I know, publicity stunt for DM. Perhaps Mr. Buffett would officiate? http://www.omaha.com/money/from-behind-borsheims-counter-warren-buffett-helps-young-man-with/article_4a30554c-2b0f-54d3-8981-0b0cab3d9ef3.html

  46. I figured this is what you were alluding to over the past few posts, but glad to see it was such good news. First and most importantly, congratulations!

    Marriage doesn’t need to be some magical fairy tale. In the government’s eyes, it’s a legal partnership. In your/partner’s eyes, it can be whatever you want it to be.

    Best wishes to you and Mrs. DM!

  47. Congrats to you and Claudia, Jason!

    I’m happy things have worked out for the best.

    Enjoy this happy moment in your life to the fullest!

    Br

    Jarmo

  48. Hi DM,

    Wow, Great news! Congratulations to you and Claudia!

    Ha, another great coincidence. First you buy UN on the same day as I do and now you’re getting married? I met my sweetheart three years ago and we’re also getting married ๐Ÿ˜‰ In fact, next month if the Belgium authorities play along. Keeping my fingers crossed, you wouldn’t believe how hard it is for two expats to get married in Europe.

    I had reservations about marriage too until I realized it is actually a sweet little ritual that you both partake in to promise to stay together for as long as you possibly can. When I look into my girlfriends eyes I know I want to spend the rest of my life together with her, and marriage is my public promise that I will.

    I’m very happy for both of you ๐Ÿ™‚ Have a great trip and say hi to Warren for me (just kidding, he doesn’t know me)

  49. Congrats. Good for you!

    Don’t forget the Prenuptial contract… That’s the business and reality side of me speaking, don’t want to rain on the parade. I have seen too many friends with a “sure thing” reduce their lifestyle to almost poverty like levels by a bad breakup. It’s always good to be prepared.

  50. It is a big commitment one that many people take to lightly (and probably the reason for our divorce rate). People change over time and couples will definitely have better and worse times. It has been a fun ride so far. Congrats on your engagement!

  51. IP,

    The firing was indeed a blessing. I had already started thinking about my future in new and exciting ways, but that was definitely a catalyst to put the plan to action.

    Appreciate the support very much. It has all worked out really well thus far and I just hope to be able to continue writing and inspiring for many years to come. Life can be so much better than some people make it out to be. I aim to gently poke and prod these people toward that end.

    Best regards!

  52. DivHut,

    That’s great stuff there. Congrats on 16 years. I’m sure there’s been some hard work along the way, but the rewards are no doubt worth it.

    It’s indeed wonderful to be with someone that doesn’t care about money in the least. And that’s simply because I also don’t care about money. I think of money in terms of time, in terms of how much time my money can buy me. Other than that it really means very little to me.

    Thanks for the kind words. I hope you two enjoy another 16 fantastic years together and then another 16 after that. ๐Ÿ™‚

    Cheers.

  53. Syed,

    Frugal bliss. Doesn’t get much better than that, right? ๐Ÿ™‚

    Thank you. I wish you all the best as well. May we both continue to find great success every day.

    Take care!

  54. Ian,

    Thank you. It appears you and your wife are extremely happy, so we’ll try to model ourselves after your success. I’m sure you guys had a great time during your recent trip to Hawaii. ๐Ÿ™‚

    Keep it up!

    Thanks for stopping by.

    Best wishes.

  55. Denis,

    I hear you. I know exactly where you’re coming from. I honestly viewed it as just a piece of paper, because the commitment was ultimately between the two respective people. If you need a piece of paper to really solidify the deal, then you have to wonder if you ever had a deal in the first place.

    That being said, this is something that clearly means a lot to her. She’s sacrificed plenty for me during the last five years, so if it really is “no big deal” then the least I can do is return the favor. ๐Ÿ™‚

    Appreciate you stopping by. I wish you the best of luck in finding that one person worth the sacrifice.

    Best regards!

  56. Brandon,

    Oh, that’s fantastic! Sounds like we’re in the same boat. Although, this will really be my present to the both of us since I’ll probably be the one paying (Claudia doesn’t make very much money – more on that later).

    Appreciate you taking the time to stop by and comment. Thanks as well for the readership. I hope you find a lot of value in the content here.

    I’m really looking forward to the BRK meeting. To see Buffett in the flesh would be a dream come true for me. I have to go before it’s too late, so this seems like perfect timing.

    Thanks again!

    Best wishes.

  57. Zee,

    Thanks! I didn’t think 2014 would be such a huge transitional year for me in so many ways. Writing full-time, the doomed journey up to Michigan, the new beginning with Claudia. It’s been a roller coaster. The last few years have been so quiet and really unchanging, so this has all been very surprising and unusual for us. But good things have come out of it all and we’re excited. ๐Ÿ™‚

    Thanks for stopping by! I hope all is well over there for you as well.

    Cheers.

  58. Congratulations to you both. Veteran of 43 years together. Engaged after 2 weeks, married after 8 months…. But now the big question…….. Will you buy any shares of BRK.B ? As a wedding present next year, I’d like to give you 1 share…. You’ve got my info….

  59. NMW,

    It’s been unusually crazy lately, mostly due to my own actions. But I suppose all of that led us to this great ending, which is wonderful. ๐Ÿ™‚

    Thanks for the kind words!!

    Best regards.

  60. Huw,

    Thank you! Appreciate you following along. There has definitely been a lot more drama than usual over the last few months, but this should close the book on all that. She’s been by my side through it all. I’m very lucky. ๐Ÿ™‚

    I also continue to stop by your blog as well. You’re making great progress. Keep up the killer savings rate!!

    Take care.

  61. 30SD,

    Right. So I plan to discuss a bit more about Claudia at some point, and how her finances intermingle with my own and how that ultimately effects what I’m doing. I will say that it shouldn’t really change much at all, but I may have to shoulder a bit more weight than I originally planned. I’ll also tell you that Claudia doesn’t make much money and hasn’t really saved much on her own. I’m doing what I can to poke her into doing a bit more, but she’s somewhat limited. And we don’t share finances at all, as the monthly budgets will show. But it’ll be interesting to see how this changes the trajectory. Ultimately, time will tell how all of this changes things but I think I have a good idea of what’s going to happen.

    Cheers!

  62. Stef,

    Thank you! It’s been a great journey thus far and we’re both exciting to keep exploring life together. Life is funny sometimes. I would have never thought an innocent conversation down at the community pool would have changed my life so much. One little event can have this ripple effect for the rest of your life.

    We’re definitely looking forward to the Omaha honeymoon. I think it’s really fitting. ๐Ÿ™‚

    Best wishes!

  63. ERG,

    Ahh, an expensive wedding. I’m lucky in that Claudia gets the real value and point behind getting married, which is making the lifelong commitment to one another. The celebration side of it can obviously be as big or as small as you want it to be, but we just don’t see a lot of value in that. That’s just us, though. It probably helps that my family is way up in Michigan and her family is mostly in El Salvador (that’s where she’s from). So the logistics makes it a nonstarter, even before factoring in costs.

    I hope everything is working out well with the new position! ๐Ÿ™‚

    Take care.

  64. UTMT,

    Thank you! ๐Ÿ™‚

    I’ll definitely be on the lookout for something like that. As it stands we’re already picking out a date for the courthouse. It looks like it’s $93.50 for the marriage license. Not too shabby!

    Glad things worked out for the best for you guys. That’s all that really matters in the end.

    Thanks for dropping by!

    Best wishes.

  65. Kinski,

    Finland seems beautiful! Thanks for following the journey from halfway across the world. Much appreciated. ๐Ÿ™‚

    I hope to visit one day. We’ll see.

    Take care!

  66. I saw the headline and broke out into a big smile. Congrats to you both. I’ve been following your story for a year and a half now and have no doubt she’s the gal for you. Here’s to frugally building a lifetime of memories together!

  67. Ralf,

    Thank you very much. The past six months or so have been just as surprising to me as to anyone else. I wouldnโ€™t have predicted that things would turn out the way they did. And I guess that speaks to my investing habits. If I canโ€™t even predict whatโ€™s going to happen in my own life over a six-month period then I certainly donโ€™t want to try my hand at predicting whatโ€™s going to happen with stocks over the short term. ๐Ÿ™‚

    Iโ€™ll definitely take some pictures there and put together a recap on the event. I plan on putting together a really nice article on the experience of it. Itโ€™ll be the honeymoon of a lifetime for me.

    Thanks again for stopping by all the way from Germany!

    Take care.

  68. Mrs. FW,

    Thanks. Glad you approve of the ring. I think it’s really a beautiful piece of jewelry, even though jewelry in general isn’t my forte. Plus, I think the price was right on. ๐Ÿ™‚

    Sounds like your and Mr. FW have it pretty much all figured out. Hard work, but plenty of rewards to more than make it worth it.

    Best regards.

  69. DM,

    Glad you enjoyed the backstory. I wanted to discuss more than just the engagement, because there’s a lot more to it than that…as can be said for any couple that gets engaged. It’s really interesting how life twists and turns and you are all of the sudden intertwined with someone else’s life. It’s really wonderful. ๐Ÿ™‚

    Appreciate the warm congrats. Thanks for stopping by!

    Best regards.

  70. Ray,

    Congrats to you two on 24 years together. That’s fantastic. It’s wonderful to be so in tune with another person. Your life becomes integral to theirs and vice versa.

    Thanks for the kind words. I think we’re off to a great start over here.

    I’ll see you in Omaha! ๐Ÿ™‚

    Cheers.

  71. DFS,

    Thanks! I appreciate you taking the time to drop a comment. ๐Ÿ™‚

    I hope all is well over there with you as well. Keep up the great work with the savings and investing.

    Take care!

  72. Congratulations to both of you! ๐Ÿ™‚ Wish you the very best! Keep doing what you doing, you are a truly inspiration :D!

  73. B,

    Agreed! Claudia was there when I had no money, and I’m confident she’d be there if I were to ever end up back in that position. True and unconditional love transcends money.

    Thanks for stopping by. I hope all is well with you and your family! ๐Ÿ™‚

    Cheers.

  74. Brian,

    I’d love that! I certainly hope it’s possible. That would definitely be the ultimate souvenir. ๐Ÿ™‚

    I’ll do my best to make it happen!

    Thanks for stopping by.

    Best wishes.

  75. weenie,

    Absolutely. A big wedding isn’t necessary at all. I think that’s really more for the guests than the bride and groom anyway. It’s just a stressful event for those planning it. No, thank you. ๐Ÿ™‚

    Glad you enjoyed the story. We began dating under very unlikely circumstances, with our age difference just being one of many factors that made it so unlikely. But love is love.

    Thanks for dropping in. I hope all is well over there for you!

    Best wishes.

  76. W2R,

    Absolutely. The odds are quite high that we wouldn’t be where we’re at right now if things wouldn’t have happened the way they did. So we both really appreciate the events that unfolded that led to where we’re now at.

    I’m definitely looking forward to the BRK meeting. Should be pretty epic. Just being in the same room…er, auditorium…as Warren Buffett is just a dream come true for me. And I’ll definitely try and meet up with some of the fellow bloggers that go. Should be a great time.

    Thanks for stopping by! I hope newly married life is treating you as well as newly engaged life is me. ๐Ÿ™‚

    Best regards.

  77. DD,

    Thank you. We’re very, very excited for this.

    We actually don’t have plans for a prenuptial agreement. I know that sounds pretty crazy, but I guess I asked myself two questions:

    1. Would I be where I’m at had Claudia not supported and encouraged me for the last five years?

    2. If we were to divorce, would I not want to make sure she was economically okay?

    I’m taking her on as a partner in all senses of the word, and so that’s an investment I’m making. A prenup is the ultimate hedge, but I also have to remember that my assets aren’t really all that sizable in the grand scheme of things anyway.

    Cheers!

  78. Debbie M,

    Great point there. We kind of talked about that here and there, like what would happen if one of us were to get in an accident and the other had to make a life-or-death decision. You’re pretty limited with that stuff as just domestic partners. We could set up wills and power of attorney, but marriage simplifies things quite a bit. In the end, there are benefits and drawbacks to everything in life. And that’s true for marriage just like anything else. However, I guess this is me saying the sacrifice of entering into that agreement is worth her security and happiness.

    Thanks for stopping by! ๐Ÿ™‚

    Best regards.

  79. FF,

    Life should definitely be enjoyed. We’ve had our ups and downs, but the ups have been far greater and lasted far longer. We’re looking forward to more of that in the future. ๐Ÿ™‚

    Thanks for the warm wishes!

    Best regards.

  80. Jamie V,

    I hear you all the way. The children idea is permanently shut down, as I’ve already had a vasectomy. And I honestly never intended to go back on my promise to myself to never get married. However, it came down to whether or not I wanted Claudia in my life. How much did I value her? What was I willing to sacrifice?

    It’s a personal decision. That’s for sure. And I don’t begrudge anyone for going either way on it. I can certainly see both sides of the coin; however, I personally stick with my belief that marriage is completely unnecessary. That being said, it’s a belief that I’m willing to override for the greater good of our love.

    Thanks for stopping by!

    Best wishes.

  81. anti1b,

    Hmm, that’s the first I’ve heard of that. I just read a quick article on it. I’m guessing it goes nowhere.

    That being said, N. Florida and S. Florida are quite different in regards to demographics, finances, climate, and just about anything else you could think of.

    Cheers!

  82. Congratulation to both of you! Having a good partner is priceless. You can work through problems as a team. Everything become a bit easier when you have the right partner.

  83. Rock,

    Long time, no talk! Thanks for dropping by. Hope all continues to be well for you over there.

    Life has indeed been a roller coaster lately. Some of it fun, some of it not. But the end result is pretty great, so I can’t complain.

    I’d love to shake Buffett’s hand. I’m not sure how that works at the meeting, but if I can get that done I might never wash that hand again. ๐Ÿ™‚

    Best regards.

  84. Mr. 1500,

    I remember reading about that! How cool, right? I’m sure Buffett would turn me down pretty promptly when he finds out I bought the ring elsewhere. ๐Ÿ™‚

    Would love to meet up, though. Seems like an amazing event. Can’t wait!!

    Best regards.

  85. Ravi,

    Thanks! I’ve been dropping hints here and there, but Claudia was still surprised. At least, she acted so. ๐Ÿ™‚

    I agree. Marriage, like anything else, is what you make it out to be. I don’t anticipate our relationship dynamic to change at all. It’s just a way to offer security to one another.

    Cheers.

  86. Congratulations to you both! Hope this is just the beginning of a long and loving relationship.

  87. Jarmo,

    Very kind of you. Thank you! ๐Ÿ™‚

    Every day is a gift, and I try to treasure it as such. I’m incredibly lucky!

    Thanks for stopping by. I wish all the best for you as well.

    Take care.

  88. AJ,

    Definitely! I’ll be introducing Claudia to you readers at some point here in the near future. It’ll be interesting to hear her perspective on what it’s like to deal with someone like me, as she had no interest in any of this stuff when we first met. ๐Ÿ™‚

    Best wishes!

  89. Bite-sized income,

    Wow! I guess we’re really on the same page, aren’t we? Too funny! ๐Ÿ™‚

    Congrats to you two. I wish you both nothing but the best. And I agree with you in regards to marriage. It’s definitely a public promise, and a legal one as well. But it is what you make it.

    I hope to say hi to Warren for the both of us!!

    Best wishes.

  90. Paul N,

    We don’t have plans for a prenup agreement as things stand now. I’m not saying that couldn’t change, but it’s not like either of us have substantial enough assets to where this is downright scary. Claudia has very little in assets, while I have what you can see. However, a prenup is only applicable to what we’re going into the marriage with. Anything earned from there would be considered both of ours. And I obviously consider what I already have to be a fraction of what I’ll (we’ll) eventually have. Furthermore, my assets are considered “separate” or “nonmarital”, as I understand it here in Florida. Anything you go into a marriage with is considered yours when you leave, assuming you don’t commingle accounts.

    But I’m no lawyer. Just the way I understand it. We’ll see how it goes, but we don’t have plans for a prenup right now.

    Thanks for stopping by. Appreciate the thoughts. And please let me know if I’m way off base there. ๐Ÿ™‚

    Best wishes!

  91. DFG,

    Thanks for the support. I hear where you’re coming from there. Ups and downs, but I believe that true love transcends that. Sometimes people fall out of love, sometimes people grow in different directions, and sometimes we just have different desires over time. I don’t think there’s anything wrong with that, which is why I’ve never really been a big fan of getting married. I’ve always thought it was unreasonable and/or unrealistic to expect couples to always grow in the same way over the course of many decades. And you might be able to make an argument that we’re really not meant to be together for so long. Science would probably have us believe that we naturally get together for mating, but domestic bliss isn’t really a natural thing.

    However, I’m excited to take that challenge on. We’ve been together for five years now, and I can honestly say that it’s been the best five years of my life. We’ve both changed a lot, and sometimes those changes have caused some drifting apart. But we’ve remained committed to one another and happy through it all. ๐Ÿ™‚

    Thanks for stopping by!

    Best wishes.

  92. That is really great news, Jason. Congratulations!. I think that this was written in the stars for you.
    Of course, your frugal days might be over now. In my experience women can be very creative when it comes to finding ways to spend money. ๐Ÿ™‚ ๐Ÿ™‚

    All the best to both of you.

  93. Hans,

    Congratulations on 43 years! That’s outstanding. You guys moved pretty quickly there, but it was obviously the right call. ๐Ÿ™‚

    Well, I wasn’t planning on buying any Berkshire shares. Rather, we’re just going to attempt to procure two tickets to the meeting.

    That’s a very generous offer there in regards to the share. I sincerely appreciate the thought, but really can’t accept. However, I do hope to see you at the meeting! I’ll be posting more details about our plans once we’re sure about going and have tickets in hand. Then I’ll try to meet as many people as possible in Omaha. Should be a lot of fun!

    Thank you again. ๐Ÿ™‚

    Best wishes.

  94. Chris,

    Thanks! I was smiling the entire time it took me to write the article. ๐Ÿ™‚

    Appreciate you following along. I try to provide a lot of value here at the blog, but I also share pieces of my life because, in my view, there’s little value to be had in money all by itself. The value is in life and the enjoyment of the time you’re given and what time your money can buy you.

    Thank you for the support and kind words. I wish you and yours all the best as well!

    Cheers.

  95. Pavel,

    Thank you very, very much. ๐Ÿ™‚

    I’m glad there’s inspiration to be had here. That’s exactly why I share and write. I think financial independence is attainable for just about anyone out there that actually wants it, and I’m doing all I can to inspire others to take charge and fight for their own freedom.

    Appreciate the support!!

    Take care.

  96. Dan,

    Crazy stuff, huh? You never know what life is going to bring you, but I’m pretty lucky in a lot of ways. She’s a wonderful woman. Just one of those human beings that’s sweet down to the core.

    Hope all is well over there!

    Cheers.

  97. Joe,

    Agreed. The quality of your partnership has a great effect on the rest of your life, finances included. I’m lucky in that she appreciates frugality and sees the value there. She might not make a lot of money, but she loves what she does and is skilled at getting by on very little.

    Thanks for stopping by!!

    Best wishes.

  98. anne,

    Thank you so much. I hope the same, believe me. ๐Ÿ™‚

    There’s a lot of love between us. So I imagine we’ll figure out the downs while enjoying the ups.

    Take care!

  99. Crass Cash,

    Excellent!! I look forward to seeing you there. I’ll be a total newbie when it comes to the meeting, so I’m very, very excited about it. ๐Ÿ™‚

    I plan on discussing our plans a bit more next spring when we have tickets in hand and everything is arranged. We’ll see how it goes!

    Thanks for stopping by.

    Cheers!

  100. DM,

    Thanks! It’s been an interesting road thus far, but we’ve had a lot of fun traversing it. ๐Ÿ™‚

    I wish you and yours all the best as well.

    Take care.

  101. Jos,

    Haha! I’m lucky. Claudia is mighty frugal. In some ways, especially when it comes to coupons, she’s more frugal than me. And our $100 wedding is a good indication of our relationship. We simply prioritize time with each other over money spent.

    Thanks for stopping by. Appreciate the kind words. ๐Ÿ™‚

    Best regards!

  102. Iโ€™m not very sentimental, but gosh that was a sweet story, and I even got a little misty eyed! :0) Congratulations! Romantic involvement can be hard work, Ha! So, itโ€™s really nice to hear your story of how things progressed and worked out between the two of you. I guess my general feeling about marriage has been *yes* if youโ€™re young and plan to have kids, but not really a big deal as you get older. I see it as more of a social/cultural construct, and as I get older Iโ€™ve felt the general need to deconstruct a lot of things like that. But, sometimes we change our views and flexibility is good and living life true to ourselves is even better! So super big best wishes to the both of you!

  103. I’m a little late to the party…still catching up on my PF reading because I’ve been without internet for 4 days due to moving. When I read your weekend reading post earlier I was like “hmmm I wonder if Jason would propose.”

    WOW congratulations Jason! That’s a big step in both of your lives.

    Berkshire Hathaway’s annual meeting sounds very interesting. I need to own a share first before I can attend the meeting. Hopefully I can do that

  104. Congrats! I expected something like that a few weeks ago when you suggested in a posting that something surprising might occur throughout the next weeks ๐Ÿ™‚

    You mentioned that you’re not a supporter of the “business model marriage” – and I fully agree. I also proposed 2 weeks ago. Let’s be honest: There are no objective reasons for a man (no kids) to get married. You do it for the woman and you do it for love. And life would be much less valuable without either of these two.

    I wish you all the best!
    Best wishes,
    Andy

  105. Such a sweet story! Congratulations!

    Reading your updates every day makes it feel like I’m part of your life – and when you tell me about such great events, I feel like I’m right there with you. So happy for you both!

    Wish you all the best,

    /J

  106. YAY! Congratulations! I wish you both the best (and her son, too). Love is always a good investment.

  107. DM,

    I commented last night on this post already. But as far as attending the annual meeting of shareholders, my understanding is that you have to be a shareholder to attend or be chosen by a shareholder to respresent them at a meeting and vote on their behalf. I could be wrong on this as I never went to any shareholder meetings yet for any company.

  108. Congratulations, Jason!

    I used to think you and I are so very different (I love my job and don’t want to retire / I’ve been married for 29 years and have 3 sons / we live in a big house and love it!), but now I’m not so sure… ๐Ÿ™‚

    One thing we do have in common, though, is we’re both passionate dividend growth investors.

    May you and Claudia have a wonderful life together!

    Cheers
    FerdiS

  109. Congratulations Jason. I had a premonition when you mentioned celebrating your five year anniversary. I just celebrated the five year anniversary with my second wife. It just gets better with time. It takes a special person to deal with a child with special needs (my now grown son is deaf and slightly autistic). I have no doubt this has helped mold Claudia into the person you love. It will, and probably already has, make you a better man as well. It has been pretty cool following your journey. Thanks for sharing with us.

  110. DM,
    “Claudia has always wanted to go but I always avoided due to my opinion that $19 per person was way too much money to look at plants.” This made me laugh. She must be some woman put up with you!

    Congratulations, that is wonderful news. I’m a big fan of marriage as I’ve been in a great one for 4 years. Stepping up and proposing takes a big man. The women we love deserve our full commitment to them, and there is no better way to show it.

    As for the ring, nice that you didn’t go too cheap on that. The ring was a tough pill to swallow for me, but I don’t regret the price tag one bit. It looks great in the pic, and the important thing is that she likes it.
    -RBD

  111. BAM! KNEW IT! I thought this was going to happen a while ago and now I know why you waited, how romantic to wait for the anniversary! This was such a great move and a HUGE congrats to you both ๐Ÿ™‚ What an amazing story you two have so far, and how cool is it that it’s really just beginning? I’m happy that you will officially gain a step son and share in that part of Claudia’s life too. You did an amazing job here, Jason! Wishing you both the best of all things!

    ~Ryan

  112. Congratulations. Marriage is not a business model, it is you giving all of you and she giving all of her and doubling your joys, a lot like dividend investing! My wife and I have been married for 37 years and we’ve had ups and downs, and we’ve come closer together and share more and more. We are not as frugal as you all are, but we are every bit as happy. Our lives just kep getting more and more blessed. I’m following your plan on dividends, very grateful. If I can help yu with marriage, go me a holler!

    Full Disclosure: long on dividend investing, also a progressive Baptist pastor!

  113. Congratulations Jason to you and Claudia! Marriage is something I too wanted no part of as I am not big on traditions. Funny how finding the right person can change things. Suddenly it’s not only what you want, it’s also about what would make your partner happy. I wish you both luck and good fortune in your shared future.

  114. Mark,

    Thanks, bud! I’d like to think we do indeed make a pretty good team. ๐Ÿ™‚

    Appreciate you stopping by. I hope all is well up in your neck of the woods!

    Cheers.

  115. Beth,

    I’m glad this post hit home for you. That means a lot to me. ๐Ÿ™‚

    We’re definitely on the same page. I see the social construct as a bit outdated, but I can see the value in it if it serves a religious purpose for you. That being said, I understand how important it is to Claudia. And after five years I guess I can make that sacrifice. You’re right in that over time we sometimes see things with a new perspective, and that’s certainly true here with marriage.

    Thank you so much for the support and kind wishes!!

    Please stay in touch.

    Take care.

  116. Tawcan,

    Hey, I hope the move went well for you guys! ๐Ÿ™‚

    Thanks for dropping by. It’s definitely a big step, but we’re very excited about it.

    I could be mistaken on this, but I’ve been operating under the assumption that you don’t need to own a share of BRK to attend the meeting. You just need a ticket – called “credentials” – which can be purchased through a variety of third party platforms, like Ebay.

    I may see you there one day!

    Cheers.

  117. Andy,

    Congrats to you!! Wish you two the best.

    I have been dropping hints here on the blog. Thatโ€™s quite the opposite to here around the apartment where I havenโ€™t said a word about it. She was genuinely shocked. ๐Ÿ™‚

    I completely agree with you there about marriage. Iโ€™d reckon that very few men โ€œwantโ€ to get married. But we do it for our partners, and itโ€™s an extremely worthy sacrifice. After all, sheโ€™s made MANY sacrifices for me over the years.

    The world would indeed be a much colder place without the women we love!

    Thanks for adding the perspective.

    Best wishes!

  118. Aspenhawk,

    Thank you for everything as well. You’ve been stopping by for a long time now, and that support is very much appreciated. This blog wouldn’t exist without readers like you. ๐Ÿ™‚

    Hope all is well over there.

    Best regards!

  119. Joakim,

    I’m glad you feel that way, because you readers are all a part of this. Claudia was very excited herself to read the post (she doesn’t read them until they’re live) and she was also so appreciative of the comments. You guys are all really part of our family.

    Life is far more than money, which is why I share all of this. I want to show the journey and all the ups and downs, but I also want to show the life side of it. After all, what’s the point of having money if you can’t enjoy the time it buys? Said another way, the dividend income and portfolio growth may be the quantitative side of the journey, while everything else is the qualitative side. They’re both equally important. ๐Ÿ™‚

    Thanks for the kind wishes. We appreciate it!

    Best regards.

  120. KeithX,

    Love is the best investment of all. We’re excited. ๐Ÿ™‚

    Appreciate the warm wishes. We’re off to a great start over the last five years, but also looking forward to many more years.

    Hope to see you guys down here in Ocala at some point!

    Cheers.

  121. Congrats! That is terrific news. There is nothing more motivating than trying to help you and your spouse become Financially Free together. I wish you both the best. With regards to Berkshire meetings, I have heard you can attend if you own as little as one share ( a great wedding gift for Claudia). However with your blog, you might be able to get a press pass. Good luck and have fun!

  122. IP,

    Hmm. I could be wrong, but as I understand it one simply needs a ticket to attend. These are called “credentials” and are obviously available to shareholders first. But some invariably make their way to the open market, and I once read that Berkshire offers some extra to the market as well. Maybe a Berkshire shareholder could clear this up for us, but I’ve been operating under the assumption that this is all we need to go.

    Cheers!

  123. FerdiS,

    Haha. Well, our differences is what makes the world an interesting place, right?

    Congrats to you on a happy and healthy family and home. That’s good stuff right there! ๐Ÿ™‚

    And we definitely have our passion for dividend growth investing in common. I have so much passion for this stuff that it can actually overwhelm me at times. But it’s just so incredibly fun!

    Appreciate the support. Enjoyed your recent post over at SA on the bloggers’ portfolio. Keep up the great work!

    Best wishes.

  124. Tom,

    Thanks for sharing that. Congrats on five years together. Very special! ๐Ÿ™‚

    I’m sure that must be incredibly difficult having a son with some of those difficulties. Her son isn’t nearly in the same spot, but he does have some disabilities of his own. And you’re right: Her sweetness and patience is one of the things I admire most about her.

    Appreciate the support very much. I wish you and your family all the best!

    Cheers.

  125. RBD,

    Haha. She puts up with me in many ways. I hope to introduce her a bit more at some point and have her share her point of view on what it’s like. ๐Ÿ™‚

    I agree. If you truly love someone, then it would make sense to take that leap of faith and make the full commitment (legal and otherwise).

    She’s in love with the ring. It was exactly what she wanted. Of course, she’s the type of woman who would be totally okay with a $100 ring from the local department store. But I wanted her to have something really special, and I think it’s worth every penny.

    Congrats to you guys on four great years together. I wish you two many more happy years! ๐Ÿ™‚

    Best wishes.

  126. Hey Jason,

    As a long time reader I would just like to say congratulations on your exciting news! Sounds like she is quite a woman and that can only make your life better in my mind.

    I too have been thinking very seriously about heading to Omaha next year. I know I will kick myself if I don’t go once. I bought a share a week ago even though it doesn’t pay a dividend in cash. I think it may be inspirational. Now to start planning…where to start? Air bnb or airfare? Tickets? Can anyone who has been there chime in?

    Hope to get to meet you and your new bride there and thank you for your inspirational writing!

    Chris

  127. Ryan,

    Thanks so much, bud. It was a special day, commemorating five years together. She’s put up with me in many ways, and supported me through a good two-year stretch where I was working basically nonstop. But I promised her light at the end of the tunnel, and this is the light. ๐Ÿ™‚

    Appreciate all the support. You’re doing great over there as well. Looking forward to a great 2015 and beyond for all of us!!

    Best wishes.

  128. Bo,

    Congrats on 37 years together. That’s incredible! ๐Ÿ™‚

    I hear you. I didn’t mean to sound crass; I only meant that marriage itself is, in my view, unnecessary in modern times. That being said, I’m happy to provide my partner the security and commitment that it represents. It’s a sacrifice I’m happy to make, especially in light of all the sacrifices she’s made for me over the last five years.

    Appreciate the support very much. I hope you continue to stop by and find some value in the content. Dividend growth investing is a real passion of mine, so I’m happy to continue sharing and learning.

    Cheers!

  129. Fab,

    Thank you. Much appreciated! ๐Ÿ™‚

    Hope all is well over there. Looks like the investments are going well for you. I recently made a similar move with IBM myself.

    Take care!

  130. HMB,

    I agree completely. It’s not only what you want, but what your partner wants. You become almost one person, so one persons desires become the other persons desires, to a degree. One makes sacrifices for the other, and vice versa. Certainly a lot of hard work, but the rewards are worth it. Life would be awfully ugly without love.

    Thanks for dropping by! Appreciate the support. ๐Ÿ™‚

    Best wishes!

  131. Paperboy,

    Thanks so much. We’re very excited for this new beginning. ๐Ÿ™‚

    I’ll have to research the Berkshire meeting a bit more. I thought all you needed were credentials, which didn’t require any shares in the company at all. But quite a few people have stopped by and implied that I need to own at least one share. I’ll look into this. I’m almost positive I read that Berkshire itself offers credentials to the market outside of what shareholders receive. We’ll see!

    Thanks for stopping by.

    Cheers.

  132. Chris,

    I’d love to meet you there if you go. I’ll be releasing more details about our trip once the date nears. I’m thinking of driving there and back, as that would save some coin on travel. But we’ll see. It’s a hell of a drive.

    I’d definitely kick myself if I didn’t go at least once. Just to be in the same auditorium as Buffett is just a dream come true. I’m sure it’s an amazing experience. ๐Ÿ™‚

    Thanks for the kind words. Hope to meet up in May!

    Best wishes.

  133. Congrats!! Going from one big move to another! Wishing all the best for you! Being happy with someone brings dividends everyday, not just every quarter, so enjoy!

  134. Jason,

    CONGRATS!! This is going to be the beginning of an amazing chapter of your life. Life is all about spending the most time with those you love and creating the most memories together. I’m glad that everything has worked out for you and Claudia and you both took this big step together. I always tell myself that life has a way of working itself out and if it is meant to be, it is meant to be. It obviously is for you two!

    Cheers to a life full of memories and exciting new journeys. I can’t wait to read about all of them.

    Bert

  135. Jason – Congrats to both you and your wife to be! Many wealthy individuals have said that the road to wealth is much easier with a good partner by your side. Sounds like you’ve been blessed with a great lady by your side. Treat her well, and you will see dividends until the day you die! ๐Ÿ™‚

    Much happiness to you both as you venture on the next chapter of your lives together! AFFJ

  136. Congratulations! We’re very happy for you both. I think you’ve found a great life partner!

    That’s an awesome honeymoon idea! It fits very well with DM theme.

    Jason, dividend brother to dividend brother: this is a fantastic development! Congrats man!

  137. congrats jason on the beginning of a new life. wish you and your partner a very happy and blessed life ahead!

  138. Congratulations! This is wonderful news and makes me realize that there are women out there who think the same way as us haha. Jason I hope you and Claudia continue to keep building the relationship you guys have now, and you better go and thank her again for taking you back after you went home to Michigan ๐Ÿ˜€ once again congrats, i wish for nothing but the best for you guys!

    Ace

  139. A huge huge CONGRATULATIONS all the way from India!
    Jason- Claudia , here’s to a lifetime of happiness, may the Gods shower their blessings!
    So delighted at your news!

  140. Congrats and I’m 98% sure I’ll also be making the trip out to Omaha next year as we’ll. would be great to congratulate you guys in person and meet fellow followers.

  141. Congratulations! Nice move here. While reading your blog it was somewhat clear that you loved her. ๐Ÿ™‚

    A trip to Omaha for your “honeymoon”… ๐Ÿ™‚ Well why not! I’m not sure my girlfriend would have suggested that… ๐Ÿ™‚ Lucky you! And by announcing it here you might go there and double the audience. Warren will be astonished! Maybe he’ll offer you at job at Berkshire Hathaway. Who knows?!

    I’d like to go there too one day.

  142. Congrats on taking the plunge. And personally I think your idea of a honeymoon for the BRK AGM is brilliant. It was on both my husband’s and my bucket list…so off we went a few years ago with our 3yo and 12 yo in tow. Not sure how much they actually understood from AGM but we’re proud we brought them along and the message we gave them about the value of $. It’s quite an experience and a wonderful way for you and Claudia to begin your next chapter together.

  143. Congrats Jason that’s fantastic news!

    Nothing makes life better than having a fantastic partner to share all your experiences with. My best to you both!

  144. DW,

    Thanks!

    I couldn’t agree more. Love pays huge dividends, and those dividends tend to come much more often than what you’ll see from investments. ๐Ÿ™‚

    Best regards.

  145. Bert,

    Thank you. It’s been an interesting ride, especially over the last six months or so. It’s funny how life works out sometimes, and you don’t always see certain things coming. But that’s the beauty of it all, I think. ๐Ÿ™‚

    We’re very excited about what’s next. And I’m lucky to have someone so supportive and encouraging. I count my blessings.

    Thanks for dropping by!

    Cheers.

  146. AFFJ,

    That’s great wisdom there. It’s a much easier journey with someone like-minded and supportive, and it’s also a lot more fun. Wouldn’t be nearly as rewarding to go about everything by yourself. I’m lucky to have a really supportive and wonderful partner.

    Thanks for stopping by. I hope all is well with you and your family. ๐Ÿ™‚

    Best wishes!

  147. Spoonman,

    Haha. The “honeymoon” should be a lot of fun. I was ecstatic when that idea was thrown into the mix. And I obviously wasn’t turning it down. ๐Ÿ™‚

    Appreciate the support. I can tell you have a partner who’s like-minded and totally in sync with what you value. That’s fantastic. I’m lucky in that Claudia also gets what I’m talking about. It’s a much more rewarding and enjoyable path when you have someone wonderful to walk it with.

    Thanks for stopping by. Hope all is well up in the PNW!

    Best regards.

  148. Mike,

    Yeah, that’s the information I’ve come across. I’m fairly confident you just need credentials to attend. At least, I hope I’m right. I’d hate to drive all the way to Omaha and not get in. ๐Ÿ™‚

    I’ll be checking with fellow BRK shareholders next year to get the official scoop, but I’m confident you don’t actually need to be a shareholder.

    Thanks for sharing that link!

    Best regards.

  149. Congrats Jason. I wish you and Claudia a long and prosperous life together. My wife and I will be celebrating our 29th year next May. I married an older women also and she is definitely my most valuable asset.

  150. Ace,

    Haha. It’s tough to find women out there that really “get it”. However, I’m kind of lucky in that I slowly grew Claudia’s interest in this stuff. I wasn’t this way when we met, as I was still a consumerist sucker that was deeply in debt back in 2009. So I slowly changed and began walking this path, and she kind of came along for the ride. It’s been fun. ๐Ÿ™‚

    I wish you luck in finding that one person who totally understands you and values these ideas. Obviously, it’s incredibly difficult to find someone who’s totally on the same page and jives with all of this, but having a partner who’s supportive and encouraging is really a goldmine.

    Thanks for stopping by!

    Best wishes.

  151. Sundeep,

    It would be great to meet you over there. We’re about 98% sure on this as well. I’ll know more once our plans for 2015 start to solidify and then I’ll be discussing the impending travels on the blog. But I’m really looking forward to attending. Should be a great time. ๐Ÿ™‚

    I hope to see you there!

    Take care.

  152. faiscommelesriches,

    Haha. I doubt I’ll be doubling an audience anywhere I go, and certainly not Buffett’s Woodstock. But I’m super excited to drop in on the festivities and see what it’s all about. Just to see Warren in person would be a dream come true. I doubt we’ll ever see a guy like that again. Not in our lifetime, anyway.

    Thanks for stopping by. Maybe you guys might be able to make it in 2015. If not, I hope to have many more opportunities for meetups in the future. ๐Ÿ™‚

    Cheers!

  153. Mary Ellen,

    Thanks for sharing that!

    It sounds like a great time. It’s also on my bucket list, so I’m glad I’ll be able to cross that one off so early in life. Besides, we don’t know how much longer Warren and Charlie will be around. So the timing couldn’t work out better.

    That’s fantastic that you brought your little ones along. They might not get it right now, but I’m sure the older one will look back on the memory fondly. It was at least a fun family trip. ๐Ÿ™‚

    Thanks for stopping by!

    Best regards.

  154. Brian,

    Thank you. I agree that a wonderful partner makes everything better. It’s no fun to traverse the path of life alone.

    Hope you’re feeling better!

    Cheers.

  155. luckydog17,

    Oh, congrats to you guys on almost 29 years together. That’s fantastic!! And an older woman as well? Sounds like we’re on the same page. ๐Ÿ™‚

    I didn’t intend to date someone so much older than myself, but after a few bad relationships with women that were, say, not ready for a significant portion of life, I was definitely interested in meeting someone who was mature and had their life together. And Claudia checked those boxes for me. Plus, she’s incredibly sweet, loving, and honest. I’m lucky.

    Glad that you also have a wonderful partner over there. Life is good!

    Thanks for sharing.

    Best regards.

  156. “Full Disclosure: Long GD, HRS, PSX, SBSI, KO, and Love.”

    Congrats!, but I’m having trouble looking up the “Love” ticker symbol on my Schwab account.

    I too, am fortunate to be married to a frugal wife. I can’t imagine being married to someone who likes to spend all our money on coach purses, jewelry, shoes, expensive car payments, etc. This would make reaching financial independence virtually impossible.

  157. I noticed you said that you want to attend the Berkshire annual meeting. I donโ€™t see BRK/B in your portfolio. Is your fiancรฉ currently invested in BRK/B, or will you be buying some shares in the near future?

    I’m just wondering, as I also purchased a few shares of BRK/B a couple weeks ago. I know BRK/B is not currently paying dividends, but I wanted to buy a few shares in case go up to 200k over time like BRK/A. You never know.

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  159. Congratulations to you and Claudia!. I wish you both the best. It’s rare to find a like-minded these days. So, I’m glad you found a supportive person especially, when you’re on a non-traditional career path. And those ups and downs ore-marriage are important. I’ve seen lots of people break up b/c of them, but they are tests of strength of the relationship. Looks like you both passed your exams.

  160. Joel,

    Hmm, can’t find the ticker for Love? That’s strange. ๐Ÿ™‚

    Yeah, I would say it’s imperative to have a fairly frugal partner if financial independence is something you’re striving for. I don’t think you necessarily need to be completely on the same page as far as retirement, financial independence, and timelines. However, having a shopaholic for a partner when yo’re frugal will almost certainly create undue friction. I believe I read once that financial arguments were the biggest driver behind divorce. So being on the same page as far as broader spending habits is definitely important. Not only for achieving financial independence, but just to even have a successful relationship.

    Glad you two see things the same way, though. That’s fantastic!

    Best wishes.

  161. Joel,

    I probably wonโ€™t be buying any shares in Berkshire. But I understand one just needs a ticket to the event, which can be procured from a variety of sources. I guess Iโ€™ll have to see what tickets cost and compare that to BRK.B shares to figure out the best way to go about it. ๐Ÿ™‚

    If the “credentials” are anywhere near a share then I might be best off just buying into BRK.B and at least gaining some equity in the company.

    Cheers!

  162. Miguel,

    Thank you very much!

    Congrats on your lengthy marriage. That is something to be commended. ๐Ÿ™‚

    And I agree with you. Marriage itself is what you make it, and perhaps we as a society make it out to be something it’s really not. Instead of using it as a crutch, we should use it to empower and embrace one another.

    Thanks for your readership. I appreciate it. Please stay in touch!

    Take care.

  163. aztrader,

    Thank you!

    We’ve certainly been through some ups and downs. But, as you state, making it through to the other side is just a testament to the strength of the relationship. And I’d like to think we’ve had more ups than downs, though I’ve certainly been difficult for Claudia lately. I don’t know how she deals with me sometimes. ๐Ÿ™‚

    Appreciate the support. I hope all is well with you and yours!

    Best regards.

  164. PIM,

    Thanks. The detour to Michigan is interesting in that it ultimately led us to where we’re at now. Life is funny and crazy sometimes! ๐Ÿ™‚

    Appreciate you stopping by. And thanks for the recent inclusion in your roundup.

    Cheers!

  165. Congrats, Jason!!!! I’m glad everything has panned out the way it has…I’m a firm believer that everything happens for a reason.

    By the way, nice ring – I’m set to marry in less than 3 months, and that’s my exact ring – blue sapphire w/ white diamonds…so good taste! LOL.

    This is my first comment, as I thoroughly enjoy your articles…please keep them coming!

  166. congratulations! It sounds like you are very happy, enjoy! Some things money just can not buy and a happy life and marriage is one of them.

  167. I don’t think you have to be a Berkshire shareholder to attend. Shareholders are entitled to 4 credentials, I believe, which they can request when the annual report gets sent out, but I hear Buffett also sells them on eBay for pretty cheap.

    I’ll own at least 1 share of BRK.B in my Loyal3 account by the end of this week, so if Mr. Buffett sends me anything early in 2015, I’ll keep you in the loop if someone else hasn’t already.

    I am seriously considering going to Omaha next year as well, and driving the 23 hours to get there. It’ll be a hell of a drive in my little Prius! ๐Ÿ™‚

  168. Congratulations to you and Claudia! Choosing Berkshire shareholders meeting as the honeymoon destination is wonderful idea.
    I am also planning to go to the shareholders meeting next year. However, I have to travel alone since my wife is not interested in it. Haaa!

    Cheers,

    Joseph

  169. Shirley,

    Haha. I’m glad to know I have good taste for the few occasions I actually need to exercise it. ๐Ÿ™‚

    Sounds like you have a beautiful ring over there as well. I’m sure you’r enjoying that.

    Appreciate you stopping by and taking the time to comment for the first time. Don’t ever be shy! I’m here to help if you ever need it.

    Congrats on your recent engagement as well. I wish you and your husband-to-be all the best!

    Cheers.

  170. carrie,

    Thank you!

    I couldn’t agree more with you. People want money to solve their problems, and it just doesn’t do that. Happiness very rarely actually comes from a direct infusion of cash once you have your basic needs covered. Love is one of those things that money just can’t buy.

    Thanks for stopping by.

    Take care.

  171. Zambian Lady,

    I claim no originality with jewelry, but I know when something is good enough to try and replicate. ๐Ÿ™‚

    Thanks for the kind words. Appreciate you stopping by.

    Cheers!

  172. Seraph,

    Oh, I hope you definitely go! I’m contemplating making the drive as well in my Corolla. Definitely a long drive, but would save some money on airfare. Plus, we’d be able to zip around the area and maybe go exploring before/after the meeting.

    If you end up with access to some extra credentials I’d love for you to keep me in the loop! ๐Ÿ™‚

    Looking forward to 2015. ๐Ÿ™‚

    Best wishes.

  173. Joseph,

    It’s a shame you have to travel alone, but I can’t blame your wife. ๐Ÿ™‚

    Should be a lot of fun. It’s a bucket list item for me, and it’ll also be much cheaper and a lot more exciting than going to some resort. Plus, I’ll probably learn a thing or two. A win/win!

    Hope to see you there.

    Best regards.

  174. mantra,

    congratulations on the engagement! I’ve been following your blog for a while, and have been inspired by your candid stories and progress. Hope you get a pix with Buffet!

  175. jm,

    Thanks so much. I appreciate you following along! I try to provide a lot of value here at the blog, and show what the journey to FI looks like in real time.

    I hope you stick around and stay in touch. ๐Ÿ™‚

    Best wishes.

  176. Dear Jason,

    i never commented before but have been an avid reader of your blog since i found you through your guest post at Mister Money Mustache.

    Congratulations! I wish you joy and all the best for your marriage!

    What you are doing with your life is inspiring and I am glad that you are sharing your experiences in your blog.Keep up the great work!

    Cheers from Munich and commendations to your fiancee!

  177. GVI,

    Thank you so much! Appreciate you stopping by, and I’m glad to have you as a reader from Munich. ๐Ÿ™‚

    I am here to inspire, mostly through my own actions. I make mistakes and learn as I grow, but the journey to FI isn’t all rainbows and unicorns. However, the reward at the end of the journey is completely worth it. Freedom and time is priceless.

    Please stay in touch!

    Best regards.

  178. Te gustarรก.
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  179. Congratulations, DM! Sounds like you’ve got a keeper.

    I’m hoping to hit up Omaha this May as well for the first time… gotta get it in while Buffett and Munger are still (relatively) young!

    – Ryan from GRB

  180. GRB,

    Thank you. She’s definitely a keeper. I’m incredibly lucky! ๐Ÿ™‚

    I hope to see you there in Omaha. Should be a great time. And we definitely have to get in while Buffett and Munger are still kicking. This is a bucket list item for me, but I’m moving it forward by about 40 years due to Buffett’s age. Really looking forward to the event.

    2015 is looking up!

    Best wishes.

  181. Congratulations! This is pretty cool. I remember when you and Claudia broke up your readers were giving you the business about it. Its really sweet how your story with Claudia has worked out. I love that ring and I too am a huge fan of Will & Kate. $1487 is not bad for a ring. People tend to spend up to $10-20,000…just for a ring. I’m surprised that you guys want to come to Omaha for your honeymoon.

    I live in Omaha and most people that live here want to vacation elsewhere. Omaha has some nice sights like Old Market. The Henry Doorly Zoo is also one of the biggest in the U.S w/ an aquarium…people here just refer to it as the zoo. There’s also a Wildlife Safari Park. And we have a huge museum called “The Joslyn Museum” which has free admission. Anyway congratulations once again ๐Ÿ˜€

  182. Lila,

    Thank you. I appreciate the support!

    Claudia and I have had a really wonderful history together. She’s very sweet and very supportive. I’m lucky in many ways.

    I could never spend $10,000 on a ring. That’s just nuts. Claudia is the type of person who would have been just fine with a $500 ring. That being said, she’s ecstatic with what I picked out for her. ๐Ÿ™‚

    The big draw in Omaha is obviously the Berkshire meeting. If that didn’t take place in Omaha then we wouldn’t be going there. However, it does seem like a great city. I grew up in the Midwest, so that’s all very nostalgic for me. And I saw pictures of the zoo there. Amazing stuff. It’s huge. We’re excited to check the city/event out and hopefully meet some readers and fellow Buffett fans!

    Thanks for stopping by. I hope all is well with you.

    Best regards.

  183. Integrator,

    Thanks for dropping by!

    I agree. It’s great to have a wonderful and supportive partner along for the ride. She may not share all of my convictions, but it’s not necessary to have an incredibly rewarding relationship. We balance each other pretty well. ๐Ÿ™‚

    I hope all is well. Have a great weekend!

    Best regards.

  184. Well if you guys are going to meet readers, I’d like to meet you guys. That would be so cool. That is if it doesn’t interfere w/ my job and classes. ๐Ÿ™‚

  185. Lila,

    Definitely! If we end up solidifying plans and are 100% sure we’re going then I’ll announce it on the blog next spring and try to make plans to meet people. Would love to meet up! ๐Ÿ™‚

    Very excited about it. Should be a ton of fun.

    Have a great weekend!

    Cheers.

  186. Congratulations DM! I am happy for you guys ๐Ÿ™‚ Both of you are very lucky for having each other thru thick and thin, from beginning to end. Best wishes!!!
    FFF

  187. Hello,

    I’ve been reading your blog almost from the beginning, but I don’t think I’ve ever commented before. I had to de-lurk so I could say congratulations to the two of you! I’m so glad you were able to not just re-establish your relationship, but to take it to a whole new level.

    -Kari

    p.s. I also swore that I would never get married, but the hubby and I will be celebrating our 20th anniversary next spring. ๐Ÿ™‚

  188. Kari,

    Hey, I appreciate the de-lurk. ๐Ÿ™‚

    Thank you for dropping the comment. And congratulations to you and your husband on 20 years together. That’s fantastic. A lot of ups and downs, I’m sure. But all worth it, right?

    I’m lucky. She’s a wonderful person, right down to her core.

    Wish you and your hubby much luck and success!

    Best regards.

  189. Wow good news! I wish you all the best from Germany.

    I think your so successful with your blog because you find the right mix between money topics and warm home stories keep going!

    Best
    Tim

  190. Tim,

    Thank you very much!

    I like to mix it up because the journey to financial independence involves a lot more than money. And I’m trying to show my victories and failures. The whole Michigan adventure didn’t work out the way I planned, but turning a negative into a positive is a fantastic way to push past one’s failures and reach for new heights.

    I hope the journey is proving to be just as fruitful for you. ๐Ÿ™‚

    Best regards!

  191. Personally, I’m privy to Moissanite rings myself but I’m not the one who (has to/gets to) wear the ring!

    I met my current partner on the 24th. Seems like a great time of year
    Congratulations, Jason. Wishing you BOTH the best! .

    WE#1

  192. WE#1,

    I hadn’t heard of Moissanite rings until just now. I’m kind of glad I had a guiding light in regards to Katherine’s ring; otherwise, I would have been lost. ๐Ÿ™‚

    Appreciate the support. I also wish you and your partner the best as well. It’s great to have a loving partner along for the ride.

    Cheers!

  193. Spending exorbitant amounts on a wedding (which seems to be derigueur these days) is so stupid. Some 20-something friends (I’m 64) got married last year, and they were debating on where to have their wedding reception. I commented “American Legion or VFW” and the groom thought that sounded like a good idea. (In my town it costs $75 to rent the VFW.) The bride disagreed. Being twice divorced I declared it is a waste of money to spend lots on a wedding. She replied that she was keeping the costs under control and expected to come in at under $25K !!!!! Imagine spending that kind of money just to throw a party. Both of my weddings were low cost. During the first one, my then brother-in-law took me aside and whispered, “This is the best wedding I’ve been to.” But I suspect that was because everyone went skinny dipping in the river across the street in the middle of the party!

    Congrats on your engagement and best wishes for a long, happy, healthy marriage. Keep up the good work. When it comes to investing, you are the guru I follow.

    K.

  194. Hi Jason,

    Congratulations. That’s great news. You are going to have one awesome honeymoon. Can I come with you? Just joking. Please document your trip to Berkshire’s annual meeting so you can share with everyone.

  195. Frank-NY,

    Thank you so much! We’re very excited, and I’m very lucky. ๐Ÿ™‚

    I’ll definitely document the trip. Hope to take lots of pictures and condense that down into something enjoyable and concise.

    Thanks so much for the ongoing support.

    Best regards!

  196. Just an FYI I understand that the 50% of marriages end in divorce is an urban myth. I hear it’s more like 20%.

    More importantly congrats!

  197. Raymond,

    Thanks so much! Appreciate the warm congrats. ๐Ÿ™‚

    I don’t quite think the divorce rate is an urban myth. They use actual statistics for that information. And just based on personal experience, it seems to ring true. I wish it were closer to 20%, but I believe the stats are accurate. And subsequent marriages seem to have even higher divorce rates. Nevertheless, I’m certainly hoping to buck that trend.

    Thanks for stopping by!

    Best regards.

  198. I think it is hard to quantify because saying that there are 9.8 (new) marriages per 1000 population and 4.2 (new) divorces per population doesn’t account for situations such as the death of one spouse (a population changer) or the serial marrier (I knew someone who married 6 times, with 5 divorces. She was heading for divorce #6 when she died.). I don’t know that the divorce rate is significantly different than 50%, I’m just suspicious of statistics that get thrown around a lot in the media.

    In the end, I’m not actually for or against marriage. It does offer some automatic legal protections that have to be done in a more tedious manner if you aren’t married, but I think a non-married couple can be just as committed to each other as a married couple.

  199. Kari,

    “In the end, Iโ€™m not actually for or against marriage. It does offer some automatic legal protections that have to be done in a more tedious manner if you arenโ€™t married, but I think a non-married couple can be just as committed to each other as a married couple.”

    I couldn’t agree more. Words right out of my own mouth. ๐Ÿ™‚

    Cheers.

  200. You are too funny in this article! Congrats! By the way, I am still never getting married. Your story is very nice though

  201. Isabelle,

    I hope I was funny in a good way. ๐Ÿ™‚

    Can’t blame you for never getting married. If Claudia wouldn’t have pushed the issue, I wouldn’t be either. That being said, I’m happy to give her something that means a lot to her. She’s sacrificed for me, so I’m okay doing the same for her.

    Thanks for dropping by!

    Best wishes.

  202. Hey. I haven’t checked the blog in a while, but you definitely were a prime source for my research in restructuring my portfolio. Just wanted to say thanks for all the help, and congrats on the engagement.

  203. Dale,

    Thanks so much. Appreciate the warm congrats. ๐Ÿ™‚

    I’m glad I could provide some value and inspiration. That’s what I’m here for. I hope you check in every once in a while, and I wish you the best of luck with the portfolio and income!

    Cheers.

  204. You didn’t sacrifice anything. You invested in yourself with the most successful trade of your life giving yourself a life time of dividends…..

    Congratulations…..

  205. Dave,

    Well, I suppose that depends on your point of view. Some perspectives on marriage would find it a sacrifice of sorts. Some won’t. That said, I think the sacrifice on my end is more than worth it, especially since Claudia has made plenty of sacrifices for me. I’m lucky. ๐Ÿ™‚

    Thanks for the support!!

    Best wishes.

  206. BeSmartRich,

    Thank you so much. Very kind of you. ๐Ÿ™‚

    I plan to write and share for many more years and show the journey from start to finish and beyond. We’ll see how long I can keep at it!

    I’m hoping your journey is going just as well as, if not better than, mine.

    Best wishes.

  207. Congrats Jason, if this is not too late. I am late in the party. But I really really like the way you live and do things.
    I wanted to be the same as you are. I own 2 home and little more property all are about to paid off. I was always very serious not to spend money on stupid things. My goal was to have a mortgage free home in my home town before 35 which i achieve at 33-34 age. I am married now and its too expensive as i live in CA.

    I am deeply inspired by your story.

    Thanks

  208. Trulia,

    Thank you for the kind words. It’s never too late to attend the party. ๐Ÿ™‚

    I moved from Michigan to Florida a few years ago to take advantage of the low cost of living, great weather, and advantageous tax situation (no state income taxes). I imagine it’s a tougher journey there in CA, but you’re in a great spot with all that property. Means you’re pretty flexible and you could really do whatever you want. And I’m sure you’ll figure out the best path for you and your family.

    Thanks for dropping by.

    Best wishes!

  209. Just read through the whole post. Congrats on your engagement or should I say wedding? It was planned for April, I suppose. So you are probably married now. ๐Ÿ™‚

  210. Nicole,

    Thanks so much. Much appreciated! ๐Ÿ™‚

    The actual wedding is coming up here pretty soon. Before our trip to Omaha next week. We’re looking forward to it!

    Best regards.

  211. Hi Jason,

    First of all: Congratulations!

    Your life is an example for almost everyone. There is just one thing I can’t understand: Aren’t you going to have any children?

    The primary objective of life (in animals, human beings or even a virus) is having descents. It’s in our DNA. How do you fight this feeling?

    Thanks!

  212. Manuel,

    Thanks so much. I’m trying to lead by example, but really only for those that have a similar interest. I get that all kinds of different people have all kinds of different objectives in life. But I also think there are a lot of people out there unhappy, overworked, and overstressed. And I think they want out. Well, this is that way out. ๐Ÿ™‚

    As far as procreating goes, I can’t really say. I’ve just never wanted kids. I can remember back to high school thinking that way. It was just never an interest of mine. So it’s not even really a financial thing or something I thought up once I decided to go down this path. It was an idea that came about many years ago. Perhaps I’m selfish. I don’t know. I just crave freedom, flexibility, and options. And I have so many ideas and so many things I want to do and see, and none of them relate to raising children.

    I think having a family is a great thing. And I have a lot of respect for people out there raising children. Just not an interest of mine.

    Hope that helps!

    Take care.

  213. First of: congratulations on the marriage! I’m a little late to the party seeing at how this is already an older post, but I wanted to congratulate you nonetheless ๐Ÿ™‚

    I hope it’s not getting tรณรณ much into your personal life, but I was wondering: how is having a kid (your wife has a son if I understand correctly right?) influencing your goal to become financially independent? Did you have to delay the year you initially intended to become independent? And since she does live frugally but doesn’t necessarily invest in dividend-stock (or at all) the way you do, does that influence her desire or changes to become FI as well?

    I’m wondering because me and my wife are currently entering a similar situation as you (regarding kids, marriage and such), and I’m growing more and more into a “I like (some) frugality!” lifestyle.

    Thank you, and take care. ๐Ÿ™‚

  214. A little addition to my previous comment (I wasn’t being very clear I think) ๐Ÿ™‚

    “As far as procreating goes, I canโ€™t really say. Iโ€™ve just never wanted kids. I can remember back to high school thinking that way. It was just never an interest of mine. So itโ€™s not even really a financial thing or something I thought up once I decided to go down this path. It was an idea that came about many years ago. Perhaps Iโ€™m selfish. I donโ€™t know. I just crave freedom, flexibility, and options. And I have so many ideas and so many things I want to do and see, and none of them relate to raising children.”

    This, is by far, exactly how I feel as well. I have to admit, I like gadgets and it’s one of the few things I spend money on. But regarding kidsโ€ฆ I have never felt any urge, emotional desire or financial desire to have them. With me it’s also a financial thing since Holland (where I live) kids cost a considerable amount. Read: a small fortune in their first 18 years of their lives. The thought alone (including the lack of interest, and lack of emotional attachment to them) just doesn’t make me feel very comfortable. And honestly, I don’t think it’s selfish at all. It’s my (or your) life, so you should live it the way you feel most comfortable. ๐Ÿ™‚ Sometimes, every now and then, I do see a little kid walking alongside it’s parent(s), and it’s very cute. But it’s a temporary satisfying sight. Like you I absolutely feel most comfortable having the freedom to do what/where/when/however I want to do something. I crave a little bubble, some freedom, and the time and stress-free time to have a great time with my wife ๐Ÿ™‚ Kids cost time, money, effort and a lot of other things I’m not personally willing to invest in.

    Anyway, it’s nice to see someone with roughly the same outlook on life. Makes me feel a little less insane I guess! ๐Ÿ˜‰ But the above is the reason I’m quite interested in where you stand with the kid that your wife/partner has, so I wanted to elaborate a little more.

    Thanks again!

  215. Joram,

    Hey, no problem being late to the party. This party never really ends. ๐Ÿ™‚

    As far as your questions go, everyone is different. Everyone has a unique outlook on life with goals and ideas that vary significantly. But I can share my thoughts and experiences.

    First, her having a child hasn’t really impacted me in any way. And we’ve set it up like that. We maintain separate budgets. This allows her to go crazy with her son, and it simultaneously allows me to go crazy with stocks. We both get what we want. In addition, her son is older – he’ll be entering high school next year. So he’ll be long graduated by the time I’m hitting 40 years old/financial independence.

    Her desires haven’t changed, however. Much like I’m set in my ways, she’s set in her own. To each their own. I believe that having a supportive partner is extremely beneficial, but support and being 100% like-minded aren’t one and the same. She supports me, but in the sense of being an advocate. However, that doesn’t translate to her own desires. She enjoys teaching and doesn’t really want to quit anytime soon. What’s really unique about our situation, though, is that she’ll be in her upper 50s by the time I hit my goal. So she won’t be far off from SS income. In the meanwhile, I think I could probably bridge any gaps there with her own budget, if necessary.

    Regarding children (and marriage and everything else), the key is to be forthright and honest – both with yourself and your partner. If you don’t want kids, be honest about it. There’s nothing wrong with that. Just a personal choice. But I think it’s important to accept that and plan for a child-free life accordingly. And it’s obviously important to be completely on the same page there. You can get away with having different financial perspectives, but that latitude doesn’t translate with whether or not you’re going to have kids. You either agree or you don’t.

    But I certainly don’t regret not having any children of my own.

    Hope that helps!

    Best wishes.

  216. That actually helps a lot ๐Ÿ™‚ I completely agree that honesty is key (in all situations actually). But having a partner that supports whatever you want to accomplish in life, without losing sight of his/her own goals, that helps equally as much. There seem to be a growing amount of people aiming to become financially independent at an early ageโ€ฆ and a lot of people seem to be very likely to succeed, regardless of the kind of income they have! It’s really motivating! ๐Ÿ™‚

    Anyway, thank you for the insight! When you say “financially independent by 40”, does that mean a paid off house (no rent/mortgage expenses), and enough funds/passive income to last even when you’re 70?

  217. Joram,

    Agreed: Honesty is the best policy in all life situations. ๐Ÿ™‚

    I’m really excited by the growing community. When I first started, the idea of financial independence was somewhat foreign. Everyone thought it required recycling toilet paper and living this extremely ascetic life. But I think more and more people have come to realize that there’s just so much abundance around us. So there’s just not that much sacrifice involved. Besides, the greatest sacrifice of all is spending most of your life working (especially at something you don’t completely enjoy), in my view.

    When I say financially independent, I mean enough passive income to pay for all of my expenses at that point in time and for the rest of my life. The dividend income organically grows as the businesses I’m invested increase their payouts. So my income will likely increase much faster than inflation. If you’re able to get to the point of having control of hundreds of thousands of dollars at 40 years old, it’s very unlikely you’ll need to worry about money ever again. And that’s not even to speak of Social Security, which will certainly still be around when I’m old enough to collect. That’ll just be fun/philanthropy money at that point, though.

    Best of luck over there!

    Cheers.

  218. Congrats’ on the engagement and portfolio. $0 to $200K within 6 years whilst living independant of family help is inspiring!

    I don’t recall you owning Berkshire stock in your portfolio (in order to attend the conference). And thanks for that tip on not buying paint protector my for new car which saved me $1,500.

  219. Hugh,

    Thanks so much. Really appreciate that!

    Definitely wasn’t easy to go from where I started to where I now am. And the lack of support from those that I thought really cared about me and what I’m doing made it a little more difficult. But it’s all been worth it. No doubt about that. The me of 2015 is substantially happier than the me of 2010. I know that for sure. ๐Ÿ™‚

    As far as the BRK meeting goes, you don’t need to be a shareholder. I’ve noted that a few times now. Just need credentials to get in.

    I think you made the right choice there on the paint protection. My experience with those warranties has been overwhelmingly negative.

    Best regards!

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