To hold cash, or not to hold cash. That is the question. Over the years, I’ve witnessed consternation on the part of fellow dividend growth investors either directly through emails I’ve received or via passing comments in regards to whether or not and/or how much cash should be held on the sidelines, awaiting opportunities to […]

I don’t comment often on broader market trends, macroeconomics, interest rate changes, or much of anything else that is out of my control and ultimately has little to do my long-term plan of building wealth. And that’s because much of this is noise. I’ve discussed many times how important it is to ignore this noise, so I […]

One of the very first things I did when I initially started investigating investing and a potential strategy that could work for me and my goals was read about Warren Buffett. Of course, it’s almost impossible not to run into the guy and his amazing story as a general citizen, let alone as someone who’s […]

I wrote an article last month about thinking like an owner. It was a piece that I’ve been meaning to write for a while now, but finally had some time to put my thoughts down. I was pretty happy with how it turned out, but I think there’s still some additional points I wanted to cover. […]

I determined when I first started investing back in early 2010 that the dividend growth investing strategy was extremely robust for my goals. And I’ve relentlessly pursued it, building up the six-figure portfolio I now control. I wanted to be in a position to where I could retire by 40 years old, and live solely off […]

I’m going to start this article with the eternal words of Warren Buffett, as written in Berkshire Hathaway Inc.’s (BRK.B) 2008 shareholder letter: Long ago, Ben Graham taught me that “Price is what you pay; value is what you get.” Whether we’re talking about socks or stocks, I like buying quality merchandise when it is […]

I currently own 49 equity positions in high-quality businesses across multiple industries and geographies. These are little, tiny slivers of ownership in real businesses out there making real money by selling real products and/or services to people and/or other businesses. These aren’t just pieces of stock paper. Or, translated for modern times, digital stock tickers that […]

One thing I’ve definitely noticed when constructing my Freedom Fund is that a little exposure to stocks with high yield can have a major impact on my overall dividend income. Now, it should be noted that I don’t consider current yield as the most important metric when deciding whether or not to buy a stock. […]

Special note: Much of the information discussed in this post refers to my personal experience with student loans. Furthermore, it should be noted that I have federal Direct Loans. Private loans could possibly differ substantially in regards to terms, interest rates, and taxes.  I had a few choices early on in my journey where I […]

I currently have 0% of my personal wealth allocated to fixed income, and I really don’t think that’s much of a bold call. Meanwhile, I have almost 100% (I keep some cash on the side for emergencies) of my worldly wealth allocated to equity in high-quality businesses, specifically via common stock. And the stocks I invest […]