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Dividend Income



This is where you can find all my dividend income received since the start of 2011. I have tabulated each month's totals and have hyper linked each month's entries with the corresponding article on the blog. Once a year of dividends are received I will post that year's total at the bottom. I hope you find this helpful and inspiring!


2011 Dividend Income

January 2011 - $33.35
February 2011 - $34.90
March 2011 - $88.76
April 2011 - $66.40
May 2011 - $95.24
June 2011 - $179.96
July 2011 - $59.10
August 2011 - $60.86
September 2011 - $153.76
October 2011 - $81.56
November 2011 - $166.27
December 2011 - $181.90

2011 Total: $1,202.06

2012 Dividend Income 

January 2012 - $165.69
Febuary 2012 - $146.49
March 2012 - $251.35
April 2012 - $161.26
May 2012 - $97.07
June 2012 - $315.70
July 2012 - $145.69
August 2012 - $208.65
September 2012 - $357.82
October 2012 - $154.92
November 2012 - $145.47
December 2012 - $452.47

2012 Total: $2,602.58

2013 Dividend Income

January 2013 - $157.39
February 2013 - $215.20
March 2013 - $413.72
April 2013 - $233.07 

2013 Total: $1019.38

35 comments:

  1. Just think of it as stairs, each step takes you a little higher.A high-yield bond fund would speed up the compounding, they are the most misunderstood securities in the market place. They track the stock market with less risk. Bondholder stand in line ahead of stockholders in case of company liquidation. Just thought I would add my 2cents. Keep up the work, also I'm in the auto business also, but a business owner.

    ReplyDelete
    Replies

    1. unless you were a GM bondholder

      Delete

    2. If you buy a bond fund GM's bankruptcy affected you very little. If you bought only GM bonds, well A. oops! B. your an idiot. Bond funds are by definition diversified across hundreds of companies.

      Delete

  2. I have only just started dividend investing in May of this year and find your blog and progress
    inspiring. I am considerably older than you but
    blogs like yours have helped me realize I still
    have time to improve my retirement prospects.
    Thanks for the good reading.

    ReplyDelete

  3. Anonymous,

    I'm glad you find the blog inspiring. Inspiring other people is the reason I spend so much time on this.

    It's never too late to start. I'm starting relatively late myself, but I am determined to make the numbers still work.

    I wish you the best of luck on your journey!

    ReplyDelete

  4. Mantra,

    Have you considered adding a running 'Yearly Total' to this page?

    Take care,

    DP

    ReplyDelete

  5. Partisan,

    I originally planned on including the yearly total once the year is finished. I could tabulate it monthly and include it at the bottom. I may end up doing that.

    Thanks for the suggestion.

    ReplyDelete

  6. I keep track of my monthy dividends, same as you. Im curious, tho. Why is your July income less than your April income? That should be the same stocks, and should have a little increase, not decrease.

    ReplyDelete

  7. Anonymous,

    WMT paid in April, but did not pay in July. Not every company pays every three months like clockwork. WMT is paying out in Jan-Apr-Jun-Sept. It varies from company to company.

    Take care!

    ReplyDelete

  8. DM,
    what was your div. income in 2010 and what are you aiming for 2012?
    Thanks
    Inq

    ReplyDelete

  9. inq,

    Thanks for stopping by. Good questions.

    I received $269 in dividends in 2010. I think my goal for 2012 is going to be $2,000 in received dividends. I think that's a challenging, but achievable goal. From there, I'll try to increase it $1k/year.

    Best wishes!

    ReplyDelete

  10. thanks, how did you come up $2k for next year . is that a randomly forward number?

    ReplyDelete

  11. inq,

    Well, $2,000 is a nice round number. But, also at a 3.5% yield, getting to that number would require a portfolio of just over $57k. I expect to cross that number in the early part of 2012. So, I expect that $2k in dividend income should be achievable, but challenging.

    Best wishes!

    ReplyDelete

  12. Hello, I’m new to Dividend Investing, one concern that I have is with tax payment on dividends, do you guys have to pay tax on an yearly basis on your gains? sorry for the ignorance, I’m not clear on this yet.

    ReplyDelete

  13. Over $1200 in dividends for 2011 year end to reinvest is excellent, I visit your Blog weekly and will continue to do so, It keeps me motivated to contribute on a monthly basis to my own little compounding machine that Im building, it still in the 20ks but growing consistently, I wish you the best in the future and happy 2012, keep it up great job. 12 years from now you will be enjoying the benefits but if you wait 20, even better.

    ReplyDelete

  14. Anonymous,

    Thanks for visiting and stopping by. I appreciate that. That's great that you started your own little dividend compounding machine. Every little gear helps! You're definitely off to a great start, as I had about that much money at the beginning of the year. It grows fast!

    Keep up the great work and keep in touch.

    ReplyDelete

  15. Hey DM,

    you've done some awesome work so far, I am keeping my fingers crossed for you so that you successfully reach your goal!!! I am planning to start building my own dividend portfolio by the end of this year, too. I live in Europe and currently I am waiting for 1) favorable course of US dollar 2) stock prices to dip, so that I can open positions (both should happen by the end of 2012 when the need of the US debt ceiling to be increased again will arise, as the current Democrat-Republican "solution" is far too vague and a lot of very important details have not been specified yet). I believe that US dividend stocks have the best potential of securing me a passive income in the future as dividends of European companies mostly depend on their financial results and are thus much less predictable for both, the short-term and long-term future.

    ReplyDelete

  16. JS,

    Thanks for stopping by and commenting. Always good to hear from readers! Thanks so much for your encouragement and support. I appreciate you keeping your fingers crossed. :)

    I have found U.S. companies to be more dependable/predictable in dividend payouts, while European companies tend to have higher yields/payouts but less stable/predictable dividends due to the basis on earnings. I prefer the reliability of U.S. companies but the downdraft in the European market does provide opportunities for people willing to strike.

    Best wishes on your journey!

    ReplyDelete

  17. Mantra,
    I'm trying to catchup with your monthly dividend amounts and need an update for May to compare in the competition that you did not know we were in;-)

    enjoying your progress...

    Jason

    ReplyDelete
    Replies

    1. Jason,

      I'm sorry about the break, but my dividend income will be up and running again very soon. I'll be publishing August's dividends, along with all the missed months very soon!

      Hopefully I can keep up with you in our competition. :)

      Best regards.

      Delete

  18. This is a great blog and in line with my own personal goals. Another way that corporations return money to shareholders is through stock buybacks. Let's say a company buys back 2% of it's shares, then you could sell 2% or your shares and still have the same stake in the company that you had before the buyback. It puts cash in your pocket and is almost equivalent to a dividend, except with some tax advantages. So your monthly income is actually more than you'd think from just looking at dividends alone.

    ReplyDelete
    Replies

    1. Anonymous,

      Thanks for stopping by and I'm glad you enjoy the blog!

      Regarding stock buybacks, it's not quite that simple. One only needs to look at Exxon Mobil (XOM) for an example of a long-standing policy of large buybacks not necessarily translating to an equal increase in shareholder value (increased share price). While I think buybacks are certainly a part of overall shareholder return, management can easily purchase more shares at expensive prices when the economy is humming along and then purchase less shares when the shares are undervalued because they're trying to horde cash in a bad economy. This can be seen in many, many cases. Share buybacks do help EPS due to less shares and therefore allows the company to grow the dividend per share, but keep the overall relative payout the same (less shares to pay to).

      I much prefer to have the cash returned to me in the form of a strong dividend and this allows me to do what I think is best to create value, instead of leaving it to management to possibly overpay for its own shares. Just my opinion. I could go on further, but that's just a quick take on it.

      I hope you stick around and share your journey with us!

      Best wishes.

      Delete

  19. DM,

    You’re right that it’s not so simple, and perhaps my original post was a bit too short to adequately explain the concept. As an investor, you can fall into two categories in terms of what you do with your dividends. You can either reinvest in the company (investor A), or you can use the cash for any other purpose (investor B).

    Investor A clearly benefits from share buybacks. The company is reinvesting the earnings for you. If they had paid you a dividend, you would have had to pay taxes on that dividend before you could reinvest it. The share buyback is a way to reinvest while avoiding the tax on the dividend.

    For investor B it’s less straightforward, but I’ll argue that it’s still equal to if not better than the dividend. Let’s use Exxon as an example. In 2011 they repurchased roughly 3% of their shares. That means that the ownership stake in the company for all shareholders increased by 3% (because there are now 3% less shares outstanding). But investor B doesn’t want to increase their ownership in the company, preferring the cash. All investor B has to do is sell 3% of their shares, returning their total ownership in the company back to what it was before the share buyback, and putting that 3% cash in their pocket, similar to as if it had been a dividend.

    There is still a tax advantage because with a dividend you would have had to pay tax on the entire 3% dividend, whereas with the share buyback and selling 3% of your shares, you only pay tax on the portion of the sale that was a capital gain (which will surely be less than 100% of the sale).

    For a more in depth explanation I’d recommend the following article:

    http://contenta.mkt1710.com/lp/26966/115068/MauboussinOnStrategyShareRepurchaseFromAllAngles_MIPX014745.pdf

    I’m curious to hear your thoughts on it, because like you, I’m just an individual investor trying to figure it all out and make smart investment decisions. If you find any holes in my reasoning, I’d like to hear what they are.

    Best,

    DG

    ReplyDelete
    Replies

    1. DG,

      Thanks for offering that.

      I do think there is a place for share buybacks, and when correctly used they are a fantastic part of overall shareholder return.

      The problem is when they're improperly used and as I pointed out above it's very easy to do so. Management does not typically consistently buy back shares at the most opportune times. You can take that for what it's worth.

      Also, as far as selling shares that is the complete opposite strategy of what I'm trying to accomplish. As a dividend growth investor I'm trying to keep my capital and shares intact while I live off my (rising) dividend income only.

      Selling shares relies on the hourly/daily/weekly/monthly/yearly gyrations of a very bi-polar and moody Mr. Market. Not exactly reassuring when my bills and expenses do not vary so wildly. If this is lost on you, I do encourage you to read into what the dividend growth strategy is all about. It's not called the shareholder buyback growth strategy for a reason.

      Also, selling shares, especially extremely small numbers like you're talking about (3%), incurs transaction costs in addition to taxes. So, if I need $90 of income from my XOM holdings and I sell 1 share instead of just collecting my dividends and leaving the shares in place, I incur taxes and transaction costs. At $7 a pop (I use Scottrade), that's almost 7% off the top right there. Plus, I have 1 less stock in the future providing me income. This process will repeat until I eventually have no shares.

      Again, I do think share buybacks, when properly used, are a fantastic tool for management to use in conjunction with large dividends..but they are easy to misuse (buying at incorrect times, or using them as a tool for management compensation). But to use them in place of a large dividend (50% of earnings), would not be prudent in my opinion and would preclude me from investing in that company.

      I hope this helps.

      Best wishes!

      Delete

  20. Dividend Mantra,

    Have you considered moving your account from Scottrade to another service such as Merrill Edge? They advertise 30 free trades a month if you maintain a $50,000 account balance. You would have to also open a checking account with BofA and reading your recent post of your savings rate you would be able to qualify for a free checking account as well. This would lower your cost basis by $7 per trade and you could also invest more frequently. Just a thought...

    Dividend King

    ReplyDelete
    Replies

    1. Dividend King,

      I like the name!

      I have not considered that. I do plan on eventually diversifying into another brokerage account for safety concerns, so I will have to look into the Merrill Edge account. Thanks for the info!

      Stay in touch.

      Best wishes!

      Delete

    2. Please, let us know that if you decided to go with Merrill Edge. It sounds to good to be true, so I google it. As I expected, nobody liked their service. reliability, accuracy, and accessibility are the most important elements for me when it comes to brokerage. On the other hand, I'm very simple investor. I don't do margin trading. It'll save me a lot of money in the long run. I guess, something to think about.

      Delete

  21. I enjoy reading your blog and I like that you are transparent and show us how much your portfolio is growing.

    ReplyDelete
    Replies

    1. Save Money Invest Smart,

      Thanks for stopping by.

      Glad you enjoy reading the blog and I hope you continue to stop by and join in the discussions!

      Best wishes.

      Delete

  22. Great Work DM.
    One of the best thing a dividend investor can do is to keep track of his dividend income, so that it can be ploughed back to into shares of high yield. This would in turn allow earning more dividends.
    Keep up the good work

    ReplyDelete
    Replies

    1. Stable Investor,

      Thanks for stopping by!

      I appreciate the support. I hope all is well with you.

      Best wishes!

      Delete

  23. I can't wait to see distributions on this page in 2020. Keep it up.

    ReplyDelete
    Replies

    1. DSO,

      I can't wait to see what that looks like either! I can't even imagine the day when I'm receiving over $1,000 in dividends in a single month. That would be amazing.

      Thanks for the support. Much appreciated.

      Best regards!

      Delete

  24. Nice Job Dividend Mantra. I have almost 2 K$ in dividend income a year. That's not a lot but I will try to hike it up a little. Nice portfolio and blog you got there. And even more nicer goal! Take care.

    ReplyDelete
    Replies

    1. Johnny Ca$h,

      Thanks for stopping by. $2k in dividend income is very nice! That's $2,000 that you didn't have to clock in and deal with horrible co-workers for. Great stuff.

      It looks like you have already quit your job! Looks like you're going to reach freedom much quicker than me.

      Stay in touch!

      Best wishes.

      Delete

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