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How Dividend Mantra Inspired Me

Editor’s note: We are very excited to introduce our friend Mike from TheDividendGuyBlog.com, who will be sharing his financial journey and how Dividend Mantra was an integral part of it. Thoughts? Suggestions? Want to hear from Mike again in the future? Leave us a comment below to let us know!

I’ve never been a huge commenter on Dividend Mantra, but I have followed this blog religiously since the very beginning. Just for fun, I searched through my own blog archives and found the first link where I mentioned Jason’s blog; it was an article about why he bought Walmart (WMT) back in 2011 with only 11 comments. It’s quite incredible to see what the blog has become since then!

This is the reason why I was honored when I was asked to write on a regular basis on Dividend Mantra. While Jason keeps the main spot of the blog, I will write from time to time and share my own story. While Jason and I are quite different in many ways, we share the same goal of reaching financial freedom. Let me share with you a brief introduction about myself:

Who’s Mike?

My name is Mike and I come from Canada, Eh? I’m 34 and am happily married for 11 years and have three amazing children: William (10), Amy (8) and Caleb (3). I have my own dividend investing blog (The Dividend Guy Blog) and don’t intend to promote my site here. I just wanted to tell you upfront that I’m blogging elsewhere and you might have read some of my articles already. I work in the financial industry since 2003, the same year I’ve started my investing journey.

My first investments were made from a risky leverage operation that closed three years later with the purchase of my first house. I enjoyed the thrill of buying and selling stocks for a few years before I realized I could easily burn myself with such risky transactions. In 2010, I decided to stop trading and started investing. This is when I gradually shifted my investments towards a 100% dividend growth stock portfolio. Since then, my focus is to build a solid retirement portfolio based on my own investment rules.

I sincerely believe there is more than one way to successfully invest, but all great investors have something in common: they have a strong and strict set of investment rules. Following your investment plan is more important than making the best trade of the year. It is with this approach that I now manage my portfolio.

I’ll be sharing more information in further posts, and this will give you the opportunity to learn a little bit more about the hidden dividend growth gems in Canada too as my portfolio includes 65% US and 35% Canadian companies.

How Dividend Mantra Inspired Me

I’m passionate by nature and never do something without being fully committed to it. Jason inspires me when he takes difficult decisions and makes huge sacrifices in the name of financial freedom. I wish I could save money like he does and am currently working on a plan to achieve this. His monthly updates on his situation prove to everyone that you can become financially independent if you are making the right decisions. This starts with a strong savings plan and living frugally. He is living proof that constant effort in the same direction brings lots of success in the end. It’s now just a matter of keeping savvy habits to reach your goals!

Speaking of which, I have the same goal as Jason but I intend to achieve it in a different manner. Throughout the years I’ve noticed that I was very bad at being frugal, but very good at increasing my income. I’m now about to take a big turn in a minimalist experience that should lead me to financial freedom.

The Different Routes Towards Financial Freedom

Jason found his path towards financial independence through being frugal and saving lots of money in his freedom fund. While I’m impressed by what he does, I realized this path wasn’t for me. However, it doesn’t mean I can’t reach financial independence in another way!

In June 2016, I’ll be leaving for a one year RV trip with my family. We are leaving everything behind to live in a 25ft long Class C RV and we will drive across Canada, the US and down to Central America where we will live in Costa Rica for three months before coming back.

I want to do this trip for a very simple reason: I want to spend as much time as I can with the people I love the most. I want to live an experience that will be carved in my mind forever. I want to show my children that everything is possible.

Besides being an amazing experience where we will visit plenty of amazing places and meet with tons of great people, it is also a way for me to “reset” my spending habits and become more frugal. So far, I’m leaning more towards minimalism meaning that I won’t stop spending, but I will definitely stop acquiring things. I don’t want to buy stuff anymore; I would rather invest in experiences. I want to buy moments of living.

On this blog, I intend to share my investment perspective along with a piece of my journey toward financial freedom. I’ve always been joking with my entourage that I would retire at the age of 35, this is what I’ll try to achieve while I’m RVing across America!

I know many of you are seeking ways to achieve financial freedom just like Jason did. I’m looking forward to exchanging with you – the Dividend Mantra community rocks!

Cheers,

Mike

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84 Comments

  1. Hey Mike,

    Have a safe trip! It’s an interesting choice.
    Hopefully this won’t delay your eary retirement plan very much, but even if it does, this experience might very well be worth it!

    This plan would be very difficult to execute in The Netherlands, Europe.
    You can’t teach kids at ‘home’ here, ever.

    Best of luck and keep us posted.
    DfS

  2. Hi Mike,
    I find it very enriching that you share with us another path and the insights of your financial journey. I also follow your blog, so this has been a nice surprise. Jason is a big inspiration for all of us, I think.
    As for the caravan experience, for sure it’s going to bring you happiness to stay with your family and change locations for a while. That’s healthy. But like someone said above, in Europe probably we could not do it. I am from Spain and homeschooling is totally forbiden, unfortunately.

  3. Congrats on a new opportunity Mike. I think Jason has been a big inspiration for lots and lots of people. I know he has been for me. I was an early follower of Jason’s as well and it’s crazy to see how much progress he’s made both with DGI/FI and his blog. If you can’t get inspired by his story then I don’t really know what will inspire.

  4. Good for you! You will create wonderful memories…and what a great experience for your children!

  5. Is this the first article written by someone other than Jason?
    Complete with new ad sponsors.
    Not sure I am interested in this one.
    Let’s not lose focus.

  6. Hi Mike,

    Jason shares everything related to his finance. He is a living example how one can become rich and financial independence with modest income.

    Looking forward to see your article.

    Best Regards,

  7. In Finland at least it is possible to home school your kids, but it is not very popular! It’s mandatory to learn what is on the curriculum, not go to school (but don’t let my kids know that )

  8. Hello DfS,
    It depends how you see early retirement. I technically retire at the age of 35 to enjoy a full year with my family. This will probably be better than any other retirement years I will have later on. Since my plan is to grow my online business during my trip, I could possibly retire at the age of 35 and never going back.
    Worse comes to worse, I will have to start working again at the age of 36 but with a completely different mindset.
    As far as school goes, I live in Canada. This is very easy to take your children off the school system. My oldest son will have to do some test when he comes back as he will start high school but that’s about it!

  9. Hello Amegalo,
    Can you tell me what topic interest you from Jason’s blog?
    There hasn’t been any sponsor ads on this article. The editor decided to link to my own blog by choice, I didn’t link to it on purpose.
    Best regards,
    Mike.

  10. Maybe I didn’t make the connection, but I don’t understand how RV traveling is a path to financial independence. I do understand it is a way to enjoy a unique experience, but it was under the heading of there being different routes to financial freedom within the article. To me, this sounds like a luxury most of us could not afford or would set us back years in our journey to financial independence if not properly planned.

    Also, although I’ve never done such a trip, I could see how a trip like this could be extremely costly (opportunity cost of not working for 1 year, spending more on entertainment, food, RV repairs, etc).

    Other relevant information would be if you are also paying for rent somewhere or a mortgage. For example, are you selling a home and investing the proceeds somewhere, or will you be paying for a mortgage, insurance, taxes, etc on top of your RV-ing costs. Did you save up for this trip? Will you have an income outside of dividends during this year?

    I know this was an introduction post so maybe you were planning on touching upon some of these points in future articles, but just some things that came to my mind when I was reading.

    Cheers

  11. RtR,
    You bring some very good points!
    In fact, this project is far from being a mean of saving additional money. As you highlighted, it will occur additional expenses and it can definitely postpone my retirement. I’ve done several calculations and my worse case scenario put me back to a retirement at the age of 65. This is not exactly what we can call an early retirement. On the other side, the best case scenario is a retirement at the age of 35 (meaning I will never have to go back working for someone after my RV trip).

    I own several websites and my plan is to work full time on my sites during my RV trip. This is how I will pay for my trip, but this is also a great opportunity for me to see if I can push my online income to another level. If this is the case, I will be able to live from my online income and reach financial freedom very early.

    It’s a risk to take, but in both cases, I will have the opportunity to live an extraordinary experience with my family. This is the most important part for me. Since it’s impossible to know when we will pass away, I rather spend time with people I love now and keep working harder for the future.

    I’ll definitely give more details about my trip in further articles to explain how I was able to make it happen. One thing is for sure; if this is what you want to do; you can do it. The thing is that we each have different dreams. The key part is to follow ours goals and hustle to make them happen.

    Best regards,
    Mike.

  12. Have a safe and wonderful trip. I look forward to your writings. Jason was my inspiration and spark. This coming new year will be my first full year of investing, 2015 was my seed year. Im very excited to see the results as time passes. Currently it looks like I will end 2015 with close to $1400 in dividends. I thank all you guys for waking me up and opening my eyes. Again, best wishes on your travels. Thanks again Jason. Take care.

  13. HI Mike
    look forward to reading your stories. enjoy the RV experience with the family. I have also enjoyed Jason’s story, and reading about how he going to achieve his goals.
    Cheers

  14. Hello FJ,
    I intend to be pretty much transparent as well. I’m not taking the same route as Jason, but the goal is the same; financial independence. I think it will be interesting to have two ways of achieving the same goal on the same blog 🙂
    Cheers,
    Mike

  15. Hello Grezmonkey,
    Congratulation on your progress, this is awesome! The best thing is dividend payments are only going to increase from now on!
    Cheers,

    Mike

  16. Ha, I knew you were the one who had bought into this blog. Hope it goes well for you. Enjoy the RV trip.

  17. Hello Anon,
    I wish I was, but I didn’t buy Dividend Mantra… I wasn’t even aware of the transaction! I’m just writing for the blog now, but I don’t own any shares of it!

    Cheers,
    Mike

  18. Hi Mike,

    Like you Jason inspired me to start blogging about FI. It’s so great to see so many people joining our team and promoting a way of life.

    Welcome to Dividend Mantra, looking for some advices.

    Cheers,

    RA50

  19. Congratulations on taking an amazing trip. I wish you all the best and hope that you have a safe and fun trip and an excellent time in Costa Rica too. Living in an RV will save a lot of money on utilities for sure! I also hope that will be the most excellent bonding experience for you and your family.

    Safe Travels,

    M from There’s Value

  20. I’m looking forward to reading about your trip too. One of my tenant is selling everything and trying out the RV lifestyle too. She’ll head down to Mexico very soon. Life is full of exciting opportunities. Good luck!

  21. Mike,
    I’m really looking forward to the additions you’ll bring to this site as well as reading your own site. I have now started spending time everyday looking for new blogs to read and it seems like yours will be a new one for me.
    I definitely can agree that financial independence is made many different ways and though Jason’s style works for him and encourages me and others that doesn’t mean we have to copy exactly what he has done we use what we can what fits in our life and get to financial independence on our own terms.

    Tyler

  22. Mike,

    Jason is great and has inspired me greatly. There are so many great bloggers out there and I am very fortunate knowing and reading their blogs regularly.

    Cheers!

    BSR

  23. Thanks for sharing your story Mike. I’ve got a million questions. I’ll just ask two:) Health insurance for you and your family? Any apprehension traveling by RV through Mexico, etc.?

    I am certain you have done your homework. I wish you and your family the best!

  24. Hello RTM,
    You can keep the questions coming 🙂
    #1 Health insurance; we are in the shopping process right now. So far, it seems I will pay less than $170/month for a family of 5 (that covers medical fees up to 10M$… this should be enough!)

    #2 There are a few sets of “safety rules” such as not driving at night, take the paid road and highways, pay police officer and never argue with them ;-), don’t hesitate to pay for a private guard when is required, etc. I’ve met with a few families who did similar trips and none of them had problems. I’ve also read several blogs and most of the time, people actually fall in love with Mexico and spend several months there!

    If you take New York City for example; it’s an amazing city and I felt very safe when I visited. However, I would have been more concerned to fall in the same city at 2am near Harlem!

    Cheers,

    Mike.

  25. Dividend Mantra has certainly been an inspiration to many of us, especially me. It was many years ago that I happily wandered into his little corner of the internet and I could not be more thankful. I have fully embraced the saving and investing lifestyle and in just a couple short years I’ve gone from dividends just in the 401k (less than $500) to more than $4,000 (expected) this year.

    Not having to work for money is the best way to work!

    ADD

  26. I don’t understand the connection between achieving financial independence through dividend investing and a year-long trip during your prime earning years. Why would you make a move now that risks, as you say yourself, you pushing retirement to 65 and losing the next 30 years with your family? I’m not doubting the plan, I just don’t understand the thinking behind the trade-off.

    I clicked over to you other blog. You’ve been working in finance since 2003 and investing since 2010. After 5 years of investing, it appears that your investments and cash total a bit above $60,000 or so, and you have about $2,000 spinning off of your investments annually in the form of dividends.

    It also appears that you’re intending to retire from your day job and collect income from your numerous blogs. You appear to intend to bridge the gap by embarking on a minimalist lifestyle where your spending will be below whatever your blog income may support.

    That’s great, and I wish you all the luck in the world. But it doesn’t sound to me at all like you’re pursuing financial independence through dividend investing — at all. You’re pursuing financial independence by being a full-time blogger with an income revenue stream from advertisers and product recommendations.

    I hope you and your family achieve every success you seek. But I don’t see anything special here worth following. Per the Editor’s Note at the beginning of the posting, this is to advise that I have no interest in hearing from Mike again in the future.

    Best wishes,
    Joe

  27. Hello Joe,

    You have well resumed by journey so far. I definitely intend to live from my blogs before living off my dividend. This is only because my blogs are paying a higher dividend yield than my dividend stocks. I started buying blogs back in 2008 for that reason; the dividend yield coming from this investment is higher than other type of investments I can make on the stock market.It is just another type of dividend investing, but the idea remains the same.

    To answer your question about making a move putting at risk my early retirement plan; I rather live an extraordinary year today with my family than never live it. This is a unique situation that will not happen again in my life. No matter how hard I save, it will be too late in 5 or 10 years to do this trip with my family. For me, spending time with my family is more important than money.

    Financial independence can be reached through various means and it is true that I prefer working on my income generation ability. I’m not good at being frugal, but I’m good at increasing my income. We all have our strengths 🙂

    Best regards,

    Mike

  28. Hey Joe,
    Your comment got me thinking about Jason’s journey. I remembered he was making more money online than from dividend payments. I returned back to his budget posts and he actually receives about 5% of his monthly income through dividend and most of his income is generated online. Therefore, we are not that different, don’t you think?

    Cheers,
    Mike

  29. Hi Mike,

    A different way of thinking to get to achieve financial freedom? I’m all for it! Looking forward to read your ideas and ways of look at things. Thanks for sharing and make it happen!

  30. Hi Mike,

    I’m happy to see you post here, I’ve been following your journey for a long time as well. I wish you the best of luck with your RV trip. I got bitten by the RV bug a couple of years back, but somehow the fever went away. Maybe after my wife and I stop traveling the world we’ll get an RV and tour the US and Canada before settling down somewhere.

    cheers!

  31. “I don’t want to buy stuff anymore; I would rather invest in experiences. I want to buy moments of living.”

    I like your quote. That’s some of what my wife and I are doing with our vacations. We have rented a house at the shore in Sea Isle City, NJ so that we can enjoy moments with our grandchildren. We are in the beginning stages of planning a Disney trip with my son’s family in like 4 years.

    Thanks for the introduction. I am looking forward to more of your articles and I know that they will be as insightful and inspirational as Jason’s that I can glean from.

  32. That’s excellent, thanks Mike. Appreciate the follow up. My family has a house in Costa Rica, and I warn you that you may never want to come back! I do envy your nerve to unplug and live on your own terms.

  33. Jason is an inspiration, for sure!

    Actually, I do have to admit that I got carried away with his enthusiasm. I “walked about” too far away from my portfolio goals. His “RecentBuysArticles” were/are very convincing! My fault entirely!!!

    I concentrate on my principles (“consumer staples defensive plus utilities/telecomm.” dividend income >66%, buy and hold what I really understand only) again, but sympathize and follow here DM anyway and, of course, wish him Financial Freedom today!

    Best wishes
    Thorsten

  34. Ha, I think we’re all part of the same tribe, maybe just different neighborhoods. Jason’s frugality message resonates with me, and so that’s why I like this blog. Your message is slightly different, which of course is OK but not quite what I’m looking to for my inspiration. Cheers to you brother!

  35. That sounds like quite an adventure in the RV! With kids! Congrats on setting yourself up in a position to be able to do that.

    We have kids almost the exact same age (10,9, and 3) and I’m about the same age as you, too. We aren’t ballsy enough to head off on a year-long RV trip with our kids but we do tend to do a good bit of international travel with them. 2 years ago it was a road trip up the east coast of the US and into Canada (eh?). This past summer it was a 7 week trip across Mexico. Both trips were nice and slow, the only way to do it with 3 kids. 🙂

    Best of luck in your adventures!

  36. Hello Justin!
    that’s amazing! do you mind if I send you an email about Mexico? I’d like to know more about your trip!
    Cheers,
    Mike.

  37. Hello Joe,
    Yeah… I won’t be of any good use for being frugal, but I’m definitely becoming more minimalist… and this starts to make a difference in my relationships with some of my friends who are still in the “rat race” to buy more stuff. Do you find it difficult to live a different life than others around you? I find it hard to connect with people who spends lots of money on stuff now.
    Cheers,
    Mike

  38. Hello Spoonman,
    The decision to use a RV was to have a place we can call home for our children during our travel. I’ve never RVed in the past, it’s a new experience for me this year!

    Cheers,

    Mike.

  39. Hello Aiki Trader,
    I see life as the opportunity to live extraordinary moments. I had done it in the past but for some reasons, my wife and I disappeared behind our routine over the past few years. It’s time to reborn again and fully enjoy life.

    I’m sure your trip to Disney will be full of amazing memories for your entire family!

    Cheers,

    Mike

  40. Hello Thorsten,
    I think you start from a solid base with defining your own principles. Too many investors don’t have a clearly defined set of rules and bite the dust at one point.
    Cheers,
    Mike

  41. Please be Careful. My friend was just killed in Costa Rica about a month ago. He was held up at gun point and killed when he refused to hand over his wallet. He was visiting his parents who chose to retire there. His family operated a surfing resort. Anyway, he was followed and killed after being dropped off in a cab. Investigation seems to indicate the Cab was in collaboration with the shooter. Costa Rica is for the most part, safe, but you have to be very careful where you travel within. Central and South American countries have targeted American tourist on many occasions. You are traveling with your wife and Children…I would think long and hard about your travels within Central America.

  42. Mike and Jason,

    I am new to this arena, and hope that the following inquiry is appropriate etiquette.

    I have found both of your blogs to be extremely useful as I start my own path towards financial freedom. There is a lot of information available on the web for finding answers to my investment questions, but it is cumbersome to determine which strategy is best for me. As a 23-year-old student in graduate school, would you recommend dividend investing as being the best the way to go regardless of age? I have many years ahead of me to transition into dividend-paying positions and was wondering if I should be focusing on increasing the amount of money I have through growth before worrying about a dividend yield.

    I completely understand that you are not offering “financial advice” in response to my inquiry, but I was hoping to receive come pros and cons on these alternative schools of thought.

    Best,

    Jim

  43. Mike,

    Thanks for the response.

    I’m curious to learn about the dynamics of doing a trip like this. For example, what do your wife and kids do while you are working on your websites? How will you ensure internet connectivity? (no need to answer, just random questions that may be interesting to see answered in future articles).

    I definitely understand the interest in doing a trip like this and it will be fun to follow you (whether it’s on this blog or on TheDividendGuyBlog). Will you be working on existing websites or do you have new ideas you’re going to try and pursue on the trip as well?

    Cheers

  44. Jim,

    I’ll offer a comment here. Since you are 23 and in Grad school your first focus should be on finding a job that can reward you, comp wise, for your skills and education. Take this first job and focus on continuing to live like a grad student (I’m assuming that you are able to live on $1500 per month or so). Create the habit of having a large savings rate and as you build up this cash surplus, consider different investing strategies including dividend investing. I graduated with a Masters at age 22 and started working the year after, and followed these principles. Today I’m 42 and have been in a top leadership position for the past 9 years or so and have a portfolio built up that is exceeding 7 figures and pumping out regular dividends that will certainly grow over time.

    There’s a template to all of this that is pretty easy to follow but the foundation is earning a strong income and saving as much as you can of it.

    -Mike

  45. Interesting post and introduction. What Mike will learn in this adventure that he plans could and probably will be priceless. He mentioned wanting to stop accumulating things, and a trip like this will most likely be a great return in that lesson. When one travels as Mike is planning, there isn’t much to build up materially, and this plan could set up an attitude in both he and his wife, as well as his kids to take a life approach similar to Jason.

    My wife and I did a similar thing and took 5 months to hike the Appalachian Trail in 2011. It was life changing, and now we live on far less money, work way way less, but have more freedom financially, spend more time with family and have adventures that we love. Internally, our view of material things changed in a pretty extreme way after the long hike.

    Good luck on this upcoming journey Mike!

  46. “WELCOME” mat is out, Mike! Congrats. I appreciate other perspectives, strategies, and goals. It’s truly the fun of all of this. DM is my ultimate fave in that I think he led a great revolution with dignity and forethought. A lot of us have congregated here with an assumed position: we live minimally but enjoy the fact that others haven’t caught on yet! Ha! We profit from their ignorance of needing more and more things provided by our own ownership in the companies that produce the things they think they want. That may read as callus, but it’s not–it’s just life. I am excited to read about your journey. Coming from an Xer–this sounds so very “Millennial.” It makes me want to secretly say: “Shhhhh.” Don’t let on.

  47. Hello Jim,

    I agree with Mike H as to finding a good job in your field and keep your lifestyle low. Here’s the mistake I’ve made: I skyrocketed my way through the financial industry breaking a 6 figure income at the age of 28 (at the same time of having my second child). I was very good at increasing my income, but very bad as keeping my lifestyle simple. It took me years to understand that driving a sport car won’t make me happier. I guess I had to go through that period in life to understand!
    Your investment strategy doesn’t matter as much compared to how much you save on a monthly basis. I’ll share more about my view on investing in further post but I have a relatively different approach toward dividend investing. I have separated my portfolio into 2 segments: core holdings and growth holdings. All stocks pays dividend, but the latter is focused on generating stock value growth on top of dividend growth. For example, I have AAPL and DIS in this section. Two amazing companies paying dividend, but also rewarding investor with great value appreciation.
    Good luck in your journey, I wish I asked your questions when I was your age 🙂
    Cheers,
    Mike

  48. Hello Brian,
    Thank you for your kind words. I think you are right; this will be the “final” step to close a part of my life where buying goods was defining a part of my existence. We plan this trip for over a year now and I can see how I buy less already. We are continuously cutting on our expenses. During our trip, we will live with barely nothing compared to what we have home. I can’t wait to leave:-)

  49. Hello Divy,
    I’m between the Xer’s and the Y’s as I’m born in 1981. I feel I sort of understand both generations 😉 You are right, most people didn’t understand you don’t need to buy to be. I hope they will all understand though!
    Cheers,
    Mike

  50. Hello RTR,

    I’ll prepare an article on how I see the dynamics of this trip. This will be an evolving concept until we leave and we will need to adapt during this time as well!
    My main focus will remain my investing websites but I will also start a new site about this whole journey where I share my journey and more details on how I intend to reach financial freedom in a limited time. I want to keep my investing site (such as The Dividend Guy Blog) mainly focus on dividend investing as it was built that way. The dynamic on my blog is different than this one where Jason shares a lot more than investing articles.

    Talk to you soon!

  51. Mike,

    Thanks for the advice! I have found some success in living like a college student, but am still working on securing employment for after graduation. As you said, there is a lot of work that must be put into the foundation before the rewards can start to come in. Seems to be a game of patience.

    Jim

  52. Mike,

    Thanks for your response. I really appreciate your strategy of splitting investments into two categories. That is something that I will consider doing for myself as I build my portfolio!

    I look forward to following your progress as I develop my own.

    Best,

    Jim

  53. Exciting, I could certainly use a one year vacation. Safe travels and look forward to hearing more!

  54. I’ve been here b/c I’m interested in financial independence through dividend growth stocks. If I want to read about a year in an RV funded by something other than such dividends, I would happily go visit Mike’s blog — I don’t need it shuffled over here.

    So in short, have a great trip, and no dear new owner of Dividend Mantra, I’m not particularly interested in this writer or this story, but thanks for asking.

  55. DivGuy,
    You should check out Family Adventure Podcast. It is a podcast devoted to taking epic trips with children. Most of the episodes are interviews with families that have done what you are planning. Many are RV trips such as yours. I’m sure the host of the podcast would be interested in your story.

    -Brian

  56. Best of luck on your one-year RV trip! That actually hits pretty close to home with me, as my wife and I are planning our retirement for next year, and we’ll be selling everything, buying an RV, and living full time in an RV and traveling the country for the foreseeable future. I’ll be 35. Wife will be 31.

    It’s gonna be a fun ride…literally?

  57. Hey Steve!
    wow this is an awesome project! Have you tried a first RV trip? Do you have children? I doubt I could keep living in a RV for the rest of my life with my 3 kids… this would be too hectic for me! hahaha!

  58. Hey DivGuy – I’ve spent a lot of time in an RV. Actually, my folks lived for 13 years in an RV and traveled the country, so I get to learn from those who’ve actually done this. My wife and I have no kids – we are proud DINKs, so that’ll make things easier. We do have two dogs, though, which we practically treat like our kids. 🙂

    I do agree that 3 kids in an RV could get a little crowded. It’s been done before, but it probably takes a very unique (and close-knit!) family for that to work real well.

  59. Hey Mike
    Long time reader of dividend guy. Thanks for doing stock analysis requests on your site. I emailed you SAP.TO and DFN.TO you did an amazing article on each. Thanks and good luck on your RV trip

  60. Grezmonkey

    Can you explain how much you had to invest to get 1400 in dividend returns? I’m new to this so excuse my ignorance?

  61. Dividend Mantra inspired me to quit my 6 figure job, and bed old ladies. I am now homeless, car less and my 73 year old sugar momma cut me off. Thank you Jason.

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