Recent Buy


It felt great to get some time off from work! I’m back in Florida from a well-needed holiday break. I spent the last 8 days in Michigan with my entire family. We exchanged gifts, sang karaoke, played games and did other crazy family stuff. It was great! However, that doesn’t mean I’m not still focused […]

Happy Holidays!


I’m currently spending time in Michigan with my whole family around me. It’s wonderful to have everyone I care about around me. It truly reminds me why I’m so actively and aggressively pursuing financial independence. Time is everything to me, and it’s great to spend it down with loved ones. I took an entire week off […]

Holding Vs. Deploying Cash


I’m just another young guy, at 30 years and counting, trying to achieve financial independence at a young age. My main mission with this blog is to chronicle my journey from a negative net worth to retirement in 12 years. As such, this being my real life, it’s of the utmost importance to me that […]

The Fiscal Cliff…Opportunity Or Doomsday?


Notice The Rainbow? I wasn’t sure I was going to even write about the upcoming potential “fiscal cliff” on this blog. Frankly, I’m not following any of  the latest news out of Washington, as I don’t really care about politics or anything else that comes out our dysfunctional and argumentative headquarters USA. I always focus […]

If You Must Value The Market


He plays a mean ukulele I don’t engage in market timing. I have been purchasing shares in high quality companies that have a history of paying and raising dividends almost every single month since early 2010. This means I’ve been sticking to a strategy of valuing individual stocks, rather than trying to value the overall […]

Time: It’s Everything


I realized a few years ago what I truly value in life: time. Time is the only commodity that one can buy, but cannot truly purchase. I plan on buying mine by continuing to save large portions of my income, thereby having freedom to then “spend” this time however I’d like for the rest of […]

Recent Buy


The “Fiscal Cliff”. You can’t watch television or read a newspaper without hearing or seeing news on the recent developments in regards to the cliff. Washington appears to be dysfunctional, and appears to enjoy it as individual lawmakers try to leverage partisan policy. This is evident on both sides of the aisle. I’m personally not […]

Income/Expenses For November 2012


Each month I will post my income/expenses for the previous month. I track every dollar in and out, so what you see is exactly what I earned and spent (rounded to the nearest dollar). Income from November 2012: $5,518–Regular Paycheck$145–Dividends$343–Bonus and Spiffs Total Income: $6,007 Expenses from November 2012: $490–Rent$189–Student Loans$130–Groceries $118–Restaurants$81–Fast Food  $53–Internet$71–Public Transportation$17–Pharmacy$40–Mobile […]

Dividend Income Update – November 2012


Another month has passed by, and it’s time for me to post an article on my favorite subject: dividend income. The reason why I love to post articles on dividend income is because it’s pure numbers. It’s hard to argue the success of long-term dividend growth investing when you can slowly and surely see dividend […]

Freedom Fund Update – December 2012


Well, the time has come to update the Freedom Fund once again as we start another month. The Freedom Fund is my portfolio, and I think it’s aptly named. My portfolio is my way to freedom; freedom from working at a job I don’t enjoy to purchase goods I don’t need to impress neighbors I […]