|I'll be back...very soon!|
Thanks everyone for the wonderful comments that you readers left when I decided to take a break from this blog, but very soon....I'll be back!
After taking a break from blogging here on Dividend Mantra, I have found that I miss the mutual inspiration, the wonderful comments that readers leave and the general camaraderie in the dividend growth investing community. I miss being a part of all of that and so within the next 4-6 weeks you can expect content to be up and running here on this blog and I'll be posting just like I was before.
I have also found that although I consider myself a fairly prodigal saver, my budgeting has not been nearly as crisp as it was when I was publicizing it for the world to see. It's a lot easier to drop a few dollars here and there on trivial items and not track it as closely when nobody is there to keep you honest about it. I also experienced a drop in income over the summer months due to the seasonal nature of my work. The summer has been slow and so you combine a drop in income with a rise in expenses and you don't have to be a math scholar to know that my savings rates have been fairly abysmal over the last few months. I'll make these numbers public when I'm back online and it won't be pretty. However, for better or worse I've been completely transparent and honest since I started this blog because not only do I want everyone to know that you don't have to pull down 6-figure incomes to retire early, but I also want to be able to look back on every decision and remember exactly what I was thinking at that time.
I have been a little light on the investment front as well. A drop in available investment capital (due to the lower savings rate) and the rise in overall stock valuations has left me in a precarious spot that I no longer want to be in. While I've added to a couple positions, my investments have been much smaller. I find that troubling and I'm anxious to get back on track.
I basically "took the summer off". It was an extended Ferris Bueller moment for me, but I'm ready to get back to doing what I do best. I have spent a little more money on things than I should have, like updating my wardrobe, food, air travel and entertainment. While it's okay to take some time away from frugality and investing, I found that these moments have only re-energized me and allowed me even greater focus on my objectives. It's when realizing that spending more money brings you no more happiness that you truly find the disconnect between spending and happiness levels.
I'm now more dedicated than ever to the plan and am really looking forward to reaching my goals and having a wonderful community follow along with me while you readers reach your goals as well.
I have so many wonderful ideas in my head right now and plan on starting a few articles here and there before I start posting full time in the beginning of September. I took some time off from blogging and saving when I felt a little burnt out...a little isolated from the rest of society. Sometimes riding the bus while everyone is looking at you strangely can eat away at you a little bit, even if you're not acutely aware of it right away. After re-entering "normal society" over the last few months and spending like a normal person even while my income was reduced I realized that I'm not the crazy one at all. Society in general can be a little crazy. Why would you want to spend all your money to own "things" when you don't even own your own time? It makes no sense to me. While before I was writing articles on Dividend Mantra and had a general idea of what I wanted and how I was going to get there I now feel like Neo at the end of "The Matrix". I feel that I can now see the world differently...knowing that in a few years from now I'll have the choice of how I want to spend all of my time. I'll own my time 100%, and once I own it nobody can take it away from me.
I look forward to interacting with everyone again!
Thanks for reading.
Photo Credit: Terminator Wikia