10-Year Treasury Yield? Double It!

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This article originally appeared on The Div-Net September 22, 2011 The 10-year Treasury is yielding 1.85% as of this writing. I currently have no exposure to bonds in my portfolio. This anemic yield is one of those reasons. Why would I want to lock in my capital for such a low yield, especially for a period […]

Introducing The Dividend Growth Index

Very recently, Mike over at The Dividend Guy Blog spearheaded a project to get fellow dividend investment bloggers together to form what is now called the Dividend Growth Index. You can find more information here, but basically the index is a group of stocks picked by a total of seven bloggers, who picked three stocks […]

When Saving Money Costs You More

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I started really analyzing my expenses last year and shrewdly cut activities and expenditures I felt were unnecessary or a waste of money. After cutting expenses, hindsight allows for a little perspective as to when saving money ends up really costing me more through a reduced quality of life or increased ancillary expenses. Some expenses, […]

Philip Morris International – Dividend Increase

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This article originally appeared on The Div-Net September 15, 2011 Philip Morris International (PM) recently raised its dividend by 20.3%! The new quarterly dividend is $0.77 per share, which is $3.08 annualized. This is a pretty hefty increase from the old quarterly dividend of $0.64.  This 20.3% raise in my dividend income from PM is […]

Why A Low Payout Ratio Is Important

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The payout ratio is an important metric to consider when analyzing a company and whether you would like to commit money to a position. Per Investopedia, the payout ratio can be defined as: The amount of earnings paid out in dividends to shareholders. Investors can use the payout ratio to determine what companies are doing with their […]

What If You Could Buy Time?

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What if you could buy time? What if there was a store, like a Wal-Mart, that sold time in blocks…like 1-year increments? Would you purchase it? Time is the most interesting commodity of all, in that you can buy it but you can’t purchase it. What do I mean by that? Well you can buy […]

Weekend Reading – September 17, 2011

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Another week is behind us, and I sit here enjoying the fruits of my labor: a hard-earned restful Saturday afternoon. Seeing how retiring extremely early is my foremost personal finance goal, I am anxious for the time when every day is Saturday! It was an interesting week. I’m not really into astrology, and very rarely […]

Gold As An Investment

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This article originally appeared on The Div-Net September, 8 2011. This article is inspired by some of the posts I’ve seen lately around the blogosphere on the benefits and drawbacks of investing in gold. I’ve never really made my feelings on the shiny metal known on this blog before, so I thought I’d put it […]

Recent Buy

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I decided to make another move in this turbulent market. I can predict the future as well as the next guy…that is another way of saying I can’t. I don’t know if know is a great time to invest, but I do know that cash in the bank is a horrible investment. The more money […]

Income/Expenses For August 2011

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Each month I will post my income/expenses for the previous month. I track every dollar in and out, so what you see is exactly what I earned and spent (rounded to the nearest dollar). Income from August 2011: $2,973–Regular Paycheck$60–Dividends$141–Bonus and Spiffs Total Income: $3,175 Expenses from August 2011: $633–Rent$160–Student Loans$69–Groceries$21–Restaurants$70–Fast Food and Pizza$39–Pharmacy$40–Mobile Phone$35–Public […]